Cost of Living in Richland, MS

Population 7,250 · Mississippi · Data vintage 2023

61
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Richland can reasonably expect a home to cost less than three years of household income — $131,000 against $63,611 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Located 7 miles southeast of Jackson, Richland falls within that metro's commuting orbit. Median home values run roughly 21% higher than Jackson's $108,000.

Cost Overview

Housing 43
Rent 87

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Richland

The median home value in Richland is $131,300 — 57% below the national median of $305,000. Median rent runs $1,146/month, 13% lower than the national median of $1,314/month. The median household income of $63,611/year is 15% lower than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. Overall, Richland has a cost of living index of 61 versus the US average of 100, meaning it is 39% less expensive.

🏠 Housing

Median Home Value
$131,300
57% below avg
Zillow Home Value
$233,503
Zillow ZHVI
Median Rent
$1,146/mo
13% below avg
Price-to-Rent Ratio
9.5x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$770
1 BR
$802
2 BR
$933
3 BR
$1,238
4 BR
$1,321
Owner-occupied 74.3%
Renter-occupied 25.7%

💰 Estimated Monthly Budget

Rent median rent
$1,146
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,760/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.5 min
20% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.0%

Commute Mode

Drove alone
75.6%
Carpooled
18.4%
Public transit
0.4%
Walked
2.0%
Bicycle
0.3%
Work from home
3.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.7%
Total Sales Tax 7.1%
State rate 7.0%
Avg local rate 0.1%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$63,611
15% below avg
Per Capita Income
$33,666
Unemployment Rate
4.8%
0% below avg
Poverty Rate
14.4%
Labor Force Participation
64.2%

🎓 Education

Bachelor's degree+ 15.3%
Graduate degree 9.8%

👥 Demographics

Median Age 37.2
Male median age 32.7
Female median age 41.6

Frequently Asked Questions

What is the cost of living in Richland, MS?

Richland has a cost index of 61 (100 = national average). It is 39% below the national average.

What is average rent in Richland, MS?

The median gross rent in Richland is $1,146 per month based on 2023 Census data.

What is the average home price in Richland?

The median home value in Richland is $131,300 according to Zillow and Census data.

What is the median income in Richland?

The median household income in Richland is $63,611 per year (2023 ACS 5-year estimates).

What is the sales tax in Richland, MS?

The combined state and local sales tax rate in Richland is 7.1%. The Mississippi state income tax top rate is 4.7%.

Is Richland, MS affordable?

Yes, Richland is generally considered affordable, with a cost of living index of 61 — about 39% below the US national average of 100.

Richland at a Glance

Population
7,250
Median Income
$63,611
Home Value
$131,300
Median Rent
$1,146/mo
Unemployment
4.8%
Sales Tax
7.1%
View all cities in Mississippi →
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Explore county-level cost of living data

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