Cost of Living in Ridgeland, MS
Population 24,548 · Mississippi · Data vintage 2023
(100 = US avg)
Ridgeland sits on the smaller end of the Mississippi city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.
Located 8 miles northeast of Jackson, Ridgeland falls within that metro's commuting orbit. Median home values run roughly 140% higher than Jackson's $108,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Ridgeland
The median home value in Ridgeland is $259,600 — 15% below the national median of $305,000. Median rent runs $1,204/month, 8% lower than the national median of $1,314/month. The median household income of $63,470/year is 15% lower than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. Overall, Ridgeland has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Ridgeland, MS?
Ridgeland has a cost index of 88 (100 = national average). It is 12% below the national average.
What is average rent in Ridgeland, MS?
The median gross rent in Ridgeland is $1,204 per month based on 2023 Census data.
What is the average home price in Ridgeland?
The median home value in Ridgeland is $259,600 according to Zillow and Census data.
What is the median income in Ridgeland?
The median household income in Ridgeland is $63,470 per year (2023 ACS 5-year estimates).
What is the sales tax in Ridgeland, MS?
The combined state and local sales tax rate in Ridgeland is 7.1%. The Mississippi state income tax top rate is 4.7%.
Is Ridgeland, MS affordable?
Yes, Ridgeland is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.
Ridgeland at a Glance
- Population
- 24,548
- Median Income
- $63,470
- Home Value
- $259,600
- Median Rent
- $1,204/mo
- Unemployment
- 4.9%
- Sales Tax
- 7.1%
Explore county-level cost of living data
Mississippi Rankings
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