Cost of Living in Havre, MT
Population 9,333 · Montana · Data vintage 2023
(100 = US avg)
Havre sits on the smaller end of the Montana city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.
Geographically, Havre lies roughly 195 miles north of the nearest major metro, Billings. Median home values run roughly 37% lower than Billings' $312,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Havre
The median home value in Havre is $197,600 — 35% below the national median of $305,000. Median rent runs $802/month, 39% lower than the national median of $1,314/month. The median household income of $58,000/year is 22% lower than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Montana's top state income tax rate is 6.8% and the combined sales tax is 0.0%. The climate averages highs of 56.7°F and lows of 30.5°F, with about 41" of annual snowfall. Overall, Havre has a cost of living index of 63 versus the US average of 100, meaning it is 37% less expensive.
Havre has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 28 | 33 | 44 | 57 | 68 | 76 | 86 | 85 | 73 | 58 | 42 | 32 |
| Low °F | 7 | 10 | 20 | 31 | 40 | 49 | 54 | 52 | 43 | 31 | 20 | 11 |
| Precip" | 0.43 | 0.38 | 0.50 | 1.01 | 1.86 | 2.49 | 1.53 | 0.92 | 1.06 | 0.75 | 0.49 | 0.40 |
| Snow" | 9.0 | 6.9 | 5.2 | 2.7 | 0.4 | 0.0 | 0.0 | 0.0 | 0.4 | 2.0 | 6.2 | 8.2 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Havre, MT?
Havre has a cost index of 63 (100 = national average). It is 37% below the national average.
What is average rent in Havre, MT?
The median gross rent in Havre is $802 per month based on 2023 Census data.
What is the average home price in Havre?
The median home value in Havre is $197,600 according to Zillow and Census data.
What is the median income in Havre?
The median household income in Havre is $58,000 per year (2023 ACS 5-year estimates).
What is the sales tax in Havre, MT?
The combined state and local sales tax rate in Havre is 0.0%. The Montana state income tax top rate is 6.8%.
Is Havre, MT affordable?
Yes, Havre is generally considered affordable, with a cost of living index of 63 — about 37% below the US national average of 100.
What is the weather like in Havre?
Havre has average high temperatures of 56.7°F and average lows of 30.5°F. Annual precipitation is 11.8". Average annual snowfall is 41". Data from NOAA 1991–2020 Climate Normals.
Havre at a Glance
- Population
- 9,333
- Median Income
- $58,000
- Home Value
- $197,600
- Median Rent
- $802/mo
- Unemployment
- 2.9%
- Avg High Temp
- 56.7°F
- Sales Tax
- 0.0%
Nearby Cities
Explore county-level cost of living data
Montana Rankings
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