Cost of Living in Kalispell, MT

Population 26,830 · Montana · Data vintage 2023

106
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Kalispell lands reasonably close to national benchmarks on most cost indicators, with a median home value of $381,000 — 25% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Montana.

Kalispell lies roughly 140 miles east of the nearest major metro, Spokane Valley — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 11% higher than Spokane Valley's $344,000.

Cost Overview

Housing 125
Rent 78

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Kalispell

The median home value in Kalispell is $381,400 — 25% above the national median of $305,000. Median rent runs $1,019/month, 22% lower than the national median of $1,314/month. The median household income of $61,590/year is 17% lower than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Montana's top state income tax rate is 6.8% and the combined sales tax is 0.0%. The climate averages highs of 49.3°F and lows of 29.8°F. Overall, Kalispell has a cost of living index of 106 versus the US average of 100, meaning it is 6% more expensive.

🏠 Housing

Median Home Value
$381,400
25% above avg
Zillow Home Value
$541,638
Zillow ZHVI
Median Rent
$1,019/mo
22% below avg
Zillow Rent
$2,085/mo
Zillow ZORI
Price-to-Rent Ratio
31.2x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$930
1 BR
$1,018
2 BR
$1,266
3 BR
$1,671
4 BR
$1,925
Owner-occupied 59.9%
Renter-occupied 40.1%

💰 Estimated Monthly Budget

Rent median rent
$1,019
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,633/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
15.9 min
41% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.0%

Commute Mode

Drove alone
76.5%
Carpooled
8.7%
Public transit
0.1%
Walked
2.7%
Bicycle
0.8%
Work from home
10.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.8%
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$61,590
17% below avg
Per Capita Income
$34,482
Unemployment Rate
3.6%
26% below avg
Poverty Rate
10.3%
Labor Force Participation
65.6%

🎓 Education

Bachelor's degree+ 21.7%
Graduate degree 11.2%

👥 Demographics

Median Age 35.6
Male median age 34
Female median age 37.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
49.3°F
Avg Low
29.8°F
Annual Precip
26.1"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323138465663737363493731
Low °F 151520283542464539322517
Precip" 2.072.062.502.452.833.071.201.281.632.172.702.13

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
64.9%
Good air days/yr
160
Max AQI recorded
213
PM2.5 days
135
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

83%
4-Year Graduation Rate
15.2:1
Student-teacher ratio
22
Public schools
8,346
Total enrollment

Frequently Asked Questions

What is the cost of living in Kalispell, MT?

Kalispell has a cost index of 106 (100 = national average). It is 6% above the national average.

What is average rent in Kalispell, MT?

The median gross rent in Kalispell is $1,019 per month based on 2023 Census data.

What is the average home price in Kalispell?

The median home value in Kalispell is $381,400 according to Zillow and Census data.

What is the median income in Kalispell?

The median household income in Kalispell is $61,590 per year (2023 ACS 5-year estimates).

What is the sales tax in Kalispell, MT?

The combined state and local sales tax rate in Kalispell is 0.0%. The Montana state income tax top rate is 6.8%.

Is Kalispell, MT affordable?

Kalispell is near the national average in terms of cost of living, with an index of 106 (100 = US average).

What is the weather like in Kalispell?

Kalispell has average high temperatures of 49.3°F and average lows of 29.8°F. Annual precipitation is 26.1". Data from NOAA 1991–2020 Climate Normals.

Kalispell at a Glance

Population
26,830
Median Income
$61,590
Home Value
$381,400
Median Rent
$1,019/mo
Unemployment
3.6%
Avg High Temp
49.3°F
Sales Tax
0.0%
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