Cost of Living in Bigfork, MT

Population 5,249 · Montana · Data vintage 2023

154
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Bigfork's housing market reflects its status as a high-earning metro: $614,000 for a typical home, 101% above the US median, paired with household incomes around $82,648 that put it in the upper third of the state. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.

Bigfork lies roughly 150 miles east of the nearest major metro, Spokane Valley — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 78% higher than Spokane Valley's $344,000.

Cost Overview

Housing 201
Rent 84

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bigfork

The median home value in Bigfork is $614,300 — 101% above the national median of $305,000. Median rent runs $1,103/month, 16% lower than the national median of $1,314/month. The median household income of $82,648/year is 11% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Montana's top state income tax rate is 6.8% and the combined sales tax is 0.0%. The climate averages highs of 49.3°F and lows of 29.8°F. Overall, Bigfork has a cost of living index of 154 versus the US average of 100, meaning it is 54% more expensive.

🏠 Housing

Median Home Value
$614,300
101% above avg
Zillow Home Value
$329,414
Zillow ZHVI
Median Rent
$1,103/mo
16% below avg
Price-to-Rent Ratio
46.4x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$930
1 BR
$1,018
2 BR
$1,266
3 BR
$1,671
4 BR
$1,925
Owner-occupied 78.6%
Renter-occupied 21.4%

💰 Estimated Monthly Budget

Rent median rent
$1,103
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,717/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.5 min
13% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.7%

Commute Mode

Drove alone
69.3%
Carpooled
6.3%
Public transit
0.1%
Walked
6.0%
Work from home
16.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.8%
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$82,648
11% above avg
Per Capita Income
$44,730
Unemployment Rate
2.9%
41% below avg
Poverty Rate
6.2%
Labor Force Participation
48.0%

🎓 Education

Bachelor's degree+ 33.6%
Graduate degree 17.4%

👥 Demographics

Median Age 53.7
Male median age 55.1
Female median age 51.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
49.3°F
Avg Low
29.8°F
Annual Precip
26.1"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323138465663737363493731
Low °F 151520283542464539322517
Precip" 2.072.062.502.452.833.071.201.281.632.172.702.13

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
64.9%
Good air days/yr
160
Max AQI recorded
213
PM2.5 days
135
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
16.3:1
Student-teacher ratio
5
Public schools
1,123
Total enrollment

Frequently Asked Questions

What is the cost of living in Bigfork, MT?

Bigfork has a cost index of 154 (100 = national average). It is 54% above the national average.

What is average rent in Bigfork, MT?

The median gross rent in Bigfork is $1,103 per month based on 2023 Census data.

What is the average home price in Bigfork?

The median home value in Bigfork is $614,300 according to Zillow and Census data.

What is the median income in Bigfork?

The median household income in Bigfork is $82,648 per year (2023 ACS 5-year estimates).

What is the sales tax in Bigfork, MT?

The combined state and local sales tax rate in Bigfork is 0.0%. The Montana state income tax top rate is 6.8%.

Is Bigfork, MT affordable?

Bigfork is above average in cost of living, with an index of 154 — about 54% higher than the national average.

What is the weather like in Bigfork?

Bigfork has average high temperatures of 49.3°F and average lows of 29.8°F. Annual precipitation is 26.1". Data from NOAA 1991–2020 Climate Normals.

Bigfork at a Glance

Population
5,249
Median Income
$82,648
Home Value
$614,300
Median Rent
$1,103/mo
Unemployment
2.9%
Avg High Temp
49.3°F
Sales Tax
0.0%
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