Cost of Living in Carolina Beach, NC

Population 6,665 · North Carolina · Data vintage 2023

143
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Carolina Beach a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $488,000. Unemployment has stayed elevated relative to the national figure — 9.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Carolina Beach sits roughly 12 miles south of Wilmington — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 39% higher than Wilmington's $350,000.

Cost Overview

Housing 160
Rent 118

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Carolina Beach

The median home value in Carolina Beach is $487,800 — 60% above the national median of $305,000. Median rent runs $1,544/month, 18% higher than the national median of $1,314/month. The median household income of $88,239/year is 18% higher than the US median of $74,580. The local unemployment rate is 9.0%, above the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 74.4°F and lows of 54.4°F. Overall, Carolina Beach has a cost of living index of 143 versus the US average of 100, meaning it is 43% more expensive.

🏠 Housing

Median Home Value
$487,800
60% above avg
Zillow Home Value
$625,498
Zillow ZHVI
Median Rent
$1,544/mo
18% above avg
Price-to-Rent Ratio
26.3x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 79.4%
Renter-occupied 20.6%

💰 Estimated Monthly Budget

Rent median rent
$1,544
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,158/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.7 min
5% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.5%

Commute Mode

Drove alone
73.6%
Carpooled
5.2%
Walked
1.1%
Bicycle
2.6%
Work from home
17.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$88,239
18% above avg
Per Capita Income
$56,994
Unemployment Rate
9.0%
86% above avg
Poverty Rate
8.4%
Labor Force Participation
62.3%

🎓 Education

Bachelor's degree+ 33.4%
Graduate degree 14.1%

👥 Demographics

Median Age 52.2
Male median age 48
Female median age 54.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
74.4°F
Avg Low
54.4°F
Annual Precip
60.1"
Annual Snowfall
0.9"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576067758187908884766760
Low °F 363844536169737267564539
Precip" 3.813.473.973.074.545.676.868.168.694.663.563.69
Snow" 0.70.20.00.00.00.00.00.00.00.00.00.0

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
65.5%
Good air days/yr
142
Max AQI recorded
271
PM2.5 days
91
Ozone days

Frequently Asked Questions

What is the cost of living in Carolina Beach, NC?

Carolina Beach has a cost index of 143 (100 = national average). It is 43% above the national average.

What is average rent in Carolina Beach, NC?

The median gross rent in Carolina Beach is $1,544 per month based on 2023 Census data.

What is the average home price in Carolina Beach?

The median home value in Carolina Beach is $487,800 according to Zillow and Census data.

What is the median income in Carolina Beach?

The median household income in Carolina Beach is $88,239 per year (2023 ACS 5-year estimates).

What is the sales tax in Carolina Beach, NC?

The combined state and local sales tax rate in Carolina Beach is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Carolina Beach, NC affordable?

Carolina Beach is above average in cost of living, with an index of 143 — about 43% higher than the national average.

What is the weather like in Carolina Beach?

Carolina Beach has average high temperatures of 74.4°F and average lows of 54.4°F. Annual precipitation is 60.1". Average annual snowfall is 0.9". Data from NOAA 1991–2020 Climate Normals.

Carolina Beach at a Glance

Population
6,665
Median Income
$88,239
Home Value
$487,800
Median Rent
$1,544/mo
Unemployment
9.0%
Avg High Temp
74.4°F
Sales Tax
7.0%
View all cities in North Carolina →
🗺️ County data for North Carolina

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs