Cost of Living in Concord, NC

Population 106,518 · North Carolina · Data vintage 2023

106
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Concord lands reasonably close to national benchmarks on most cost indicators, with a median home value of $328,000 — 7% above the US figure. That makes it a useful reference point for comparing with more extreme markets in North Carolina.

Cost Overview

Housing 107
Rent 104

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Concord

The median home value in Concord is $327,600 — 7% above the national median of $305,000. Median rent runs $1,365/month, 4% higher than the national median of $1,314/month. The median household income of $84,752/year is 14% higher than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 72.2°F and lows of 50.6°F, with about 3.5" of annual snowfall. Overall, Concord has a cost of living index of 106 versus the US average of 100, meaning it is 6% more expensive.

🏠 Housing

Median Home Value
$327,600
7% above avg
Zillow Home Value
$378,231
Zillow ZHVI
Median Rent
$1,365/mo
4% above avg
Zillow Rent
$1,726/mo
Zillow ZORI
Price-to-Rent Ratio
20.0x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 66.4%
Renter-occupied 33.6%

💰 Estimated Monthly Budget

Rent median rent
$1,365
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,979/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.8 min
10% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.0%

Commute Mode

Drove alone
72.5%
Carpooled
8.0%
Public transit
0.7%
Walked
0.8%
Work from home
16.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$84,752
14% above avg
Per Capita Income
$40,763
Unemployment Rate
4.8%
1% below avg
Poverty Rate
8.6%
Labor Force Participation
70.6%

🎓 Education

Bachelor's degree+ 25.3%
Graduate degree 16.5%

👥 Demographics

Median Age 36.2
Male median age 33.7
Female median age 38

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.2°F
Avg Low
50.6°F
Annual Precip
43.6"
Annual Snowfall
3.5"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 525764738087908983736355
Low °F 323541495866706963504035
Precip" 3.493.133.953.843.363.993.744.353.713.163.313.57
Snow" 1.61.10.30.00.00.00.00.00.00.00.10.4

🏫 Schools

NCES CCD 2019 — public school district data

91%
4-Year Graduation Rate
16.5:1
Student-teacher ratio
39
Public schools
33,658
Total enrollment

Frequently Asked Questions

What is the cost of living in Concord, NC?

Concord has a cost index of 106 (100 = national average). It is 6% above the national average.

What is average rent in Concord, NC?

The median gross rent in Concord is $1,365 per month based on 2023 Census data.

What is the average home price in Concord?

The median home value in Concord is $327,600 according to Zillow and Census data.

What is the median income in Concord?

The median household income in Concord is $84,752 per year (2023 ACS 5-year estimates).

What is the sales tax in Concord, NC?

The combined state and local sales tax rate in Concord is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Concord, NC affordable?

Concord is near the national average in terms of cost of living, with an index of 106 (100 = US average).

What is the weather like in Concord?

Concord has average high temperatures of 72.2°F and average lows of 50.6°F. Annual precipitation is 43.6". Average annual snowfall is 3.5". Data from NOAA 1991–2020 Climate Normals.

Concord at a Glance

Population
106,518
Median Income
$84,752
Home Value
$327,600
Median Rent
$1,365/mo
Unemployment
4.8%
Avg High Temp
72.2°F
Sales Tax
7.0%
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🗺️ County data for North Carolina

Explore county-level cost of living data

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