Cost of Living in Harrisburg, NC

Population 19,203 · North Carolina · Data vintage 2023

158
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Harrisburg a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $432,000. The labor market has been unusually tight, with unemployment around 2.6% — below most comparable cities in the state.

Located 6 miles south of Concord, Harrisburg falls within that metro's commuting orbit. Median home values run roughly 32% higher than Concord's $328,000.

Cost Overview

Housing 142
Rent 183

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Harrisburg

The median home value in Harrisburg is $431,900 — 42% above the national median of $305,000. Median rent runs $2,407/month, 83% higher than the national median of $1,314/month. The median household income of $143,393/year is 92% higher than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 72.2°F and lows of 50.6°F, with about 3.5" of annual snowfall. Overall, Harrisburg has a cost of living index of 158 versus the US average of 100, meaning it is 58% more expensive.

🏠 Housing

Median Home Value
$431,900
42% above avg
Zillow Home Value
$490,147
Zillow ZHVI
Median Rent
$2,407/mo
83% above avg
Zillow Rent
$2,462/mo
Zillow ZORI
Price-to-Rent Ratio
15.0x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 92.5%
Renter-occupied 7.5%

💰 Estimated Monthly Budget

Rent median rent
$2,407
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,021/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.8 min
18% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.5%

Commute Mode

Drove alone
69.5%
Carpooled
5.3%
Public transit
2.3%
Walked
0.6%
Bicycle
0.1%
Work from home
21.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$143,393
92% above avg
Per Capita Income
$48,508
Unemployment Rate
2.6%
46% below avg
Poverty Rate
3.8%
Labor Force Participation
69.6%

🎓 Education

Bachelor's degree+ 36.7%
Graduate degree 19.0%

👥 Demographics

Median Age 39
Male median age 40
Female median age 38.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.2°F
Avg Low
50.6°F
Annual Precip
43.6"
Annual Snowfall
3.5"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 525764738087908983736355
Low °F 323541495866706963504035
Precip" 3.493.133.953.843.363.993.744.353.713.163.313.57
Snow" 1.61.10.30.00.00.00.00.00.00.00.10.4

Frequently Asked Questions

What is the cost of living in Harrisburg, NC?

Harrisburg has a cost index of 158 (100 = national average). It is 58% above the national average.

What is average rent in Harrisburg, NC?

The median gross rent in Harrisburg is $2,407 per month based on 2023 Census data.

What is the average home price in Harrisburg?

The median home value in Harrisburg is $431,900 according to Zillow and Census data.

What is the median income in Harrisburg?

The median household income in Harrisburg is $143,393 per year (2023 ACS 5-year estimates).

What is the sales tax in Harrisburg, NC?

The combined state and local sales tax rate in Harrisburg is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Harrisburg, NC affordable?

Harrisburg is above average in cost of living, with an index of 158 — about 58% higher than the national average.

What is the weather like in Harrisburg?

Harrisburg has average high temperatures of 72.2°F and average lows of 50.6°F. Annual precipitation is 43.6". Average annual snowfall is 3.5". Data from NOAA 1991–2020 Climate Normals.

Harrisburg at a Glance

Population
19,203
Median Income
$143,393
Home Value
$431,900
Median Rent
$2,407/mo
Unemployment
2.6%
Avg High Temp
72.2°F
Sales Tax
7.0%
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