Cost of Living in Cullowhee, NC

Population 7,300 · North Carolina · Data vintage 2023

106
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Cullowhee run well below national norms — a median of $35,076 versus the $74,580 US figure. Housing costs and rents do not fully compensate for the earnings difference. At 13.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Cullowhee is about 65 miles southeast of Knoxville, the nearest large metro. Knoxville's typical home runs $214,000 for context.

Cost Overview

Housing 135
Rent 64

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cullowhee

The median home value in Cullowhee is $410,786 — 35% above the national median of $305,000. Median rent runs $836/month, 36% lower than the national median of $1,314/month. The median household income of $35,076/year is 53% lower than the US median of $74,580. The local unemployment rate is 13.6%, above the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. Overall, Cullowhee has a cost of living index of 106 versus the US average of 100, meaning it is 6% more expensive.

🏠 Housing

Zillow Home Value
$410,786
Zillow ZHVI
Median Rent
$836/mo
36% below avg
Zillow Rent
$1,294/mo
Zillow ZORI
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 7.7%
Renter-occupied 92.3%

💰 Estimated Monthly Budget

Rent median rent
$836
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,450/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.8 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.4%

Commute Mode

Drove alone
70.6%
Carpooled
4.1%
Walked
15.8%
Work from home
6.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$35,076
53% below avg
Per Capita Income
$12,587
Unemployment Rate
13.6%
183% above avg
Poverty Rate
51.3%
Labor Force Participation
58.7%

🎓 Education

Bachelor's degree+ 17.6%
Graduate degree 11.8%

👥 Demographics

Median Age 20.9
Male median age 21.4
Female median age 20.7

Frequently Asked Questions

What is the cost of living in Cullowhee, NC?

Cullowhee has a cost index of 106 (100 = national average). It is 6% above the national average.

What is average rent in Cullowhee, NC?

The median gross rent in Cullowhee is $836 per month based on 2023 Census data.

What is the average home price in Cullowhee?

The median home value in Cullowhee is $410,786 according to Zillow and Census data.

What is the median income in Cullowhee?

The median household income in Cullowhee is $35,076 per year (2023 ACS 5-year estimates).

What is the sales tax in Cullowhee, NC?

The combined state and local sales tax rate in Cullowhee is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Cullowhee, NC affordable?

Cullowhee is near the national average in terms of cost of living, with an index of 106 (100 = US average).