Cost of Living in Elroy, NC

Population 3,507 · North Carolina · Data vintage 2023

52
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Elroy sits on the smaller end of the North Carolina city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Located 55 miles southeast of Raleigh, Elroy is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 68% lower than Raleigh's $378,000.

Cost Overview

Housing 40
Rent 70

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Elroy

The median home value in Elroy is $120,500 — 60% below the national median of $305,000. Median rent runs $920/month, 30% lower than the national median of $1,314/month. The median household income of $54,375/year is 27% lower than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 73.6°F and lows of 53.1°F, with about 2" of annual snowfall. Overall, Elroy has a cost of living index of 52 versus the US average of 100, meaning it is 48% less expensive.

🏠 Housing

Median Home Value
$120,500
60% below avg
Median Rent
$920/mo
30% below avg
Price-to-Rent Ratio
10.9x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 73.0%
Renter-occupied 27.0%

💰 Estimated Monthly Budget

Rent median rent
$920
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,534/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.1 min
18% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.5%

Commute Mode

Drove alone
85.4%
Carpooled
8.0%
Walked
1.1%
Work from home
5.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$54,375
27% below avg
Per Capita Income
$26,721
Unemployment Rate
3.4%
29% below avg
Poverty Rate
15.8%
Labor Force Participation
54.5%

🎓 Education

Bachelor's degree+ 7.6%
Graduate degree 5.2%

👥 Demographics

Median Age 41.7
Male median age 39.4
Female median age 45.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
73.6°F
Avg Low
53.1°F
Annual Precip
52.3"
Annual Snowfall
2"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 545865758288918983756657
Low °F 353643516069727166544337
Precip" 3.553.244.223.903.524.405.426.427.033.793.173.60
Snow" 1.30.00.00.00.00.00.00.00.00.00.00.7

Frequently Asked Questions

What is the cost of living in Elroy, NC?

Elroy has a cost index of 52 (100 = national average). It is 48% below the national average.

What is average rent in Elroy, NC?

The median gross rent in Elroy is $920 per month based on 2023 Census data.

What is the average home price in Elroy?

The median home value in Elroy is $120,500 according to 2023 Census ACS data.

What is the median income in Elroy?

The median household income in Elroy is $54,375 per year (2023 ACS 5-year estimates).

What is the sales tax in Elroy, NC?

The combined state and local sales tax rate in Elroy is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Elroy, NC affordable?

Yes, Elroy is generally considered affordable, with a cost of living index of 52 — about 48% below the US national average of 100.

What is the weather like in Elroy?

Elroy has average high temperatures of 73.6°F and average lows of 53.1°F. Annual precipitation is 52.3". Average annual snowfall is 2". Data from NOAA 1991–2020 Climate Normals.

Elroy at a Glance

Population
3,507
Median Income
$54,375
Home Value
$120,500
Median Rent
$920/mo
Unemployment
3.4%
Avg High Temp
73.6°F
Sales Tax
7.0%
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🗺️ County data for North Carolina

Explore county-level cost of living data

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