Cost of Living in Holly Ridge, NC
Population 4,532 · North Carolina · Data vintage 2023
(100 = US avg)
Holly Ridge is a smaller North Carolina community of around 5000 residents, where median household incomes of $106,230 and housing costs ($291,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 2.0% points to a labor market well on the tight side of the national distribution.
Holly Ridge is about 25 miles northeast of Wilmington, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 17% lower than Wilmington's $350,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Holly Ridge
The median home value in Holly Ridge is $291,100 — 5% below the national median of $305,000. Median rent runs $1,491/month, 13% higher than the national median of $1,314/month. The median household income of $106,230/year is 42% higher than the US median of $74,580. The local unemployment rate is 2.0%, below the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 73.5°F and lows of 53.7°F. Overall, Holly Ridge has a cost of living index of 103 versus the US average of 100, meaning it is 3% more expensive.
Holly Ridge has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 56 | 59 | 66 | 74 | 80 | 87 | 89 | 88 | 83 | 75 | 66 | 59 |
| Low °F | 35 | 38 | 43 | 52 | 61 | 69 | 73 | 71 | 67 | 55 | 44 | 38 |
| Precip" | 3.96 | 3.50 | 3.79 | 3.35 | 4.20 | 5.24 | 6.18 | 7.48 | 7.45 | 4.13 | 3.55 | 3.68 |
| Snow" | 0.4 | 0.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Frequently Asked Questions
What is the cost of living in Holly Ridge, NC?
Holly Ridge has a cost index of 103 (100 = national average). It is 3% above the national average.
What is average rent in Holly Ridge, NC?
The median gross rent in Holly Ridge is $1,491 per month based on 2023 Census data.
What is the average home price in Holly Ridge?
The median home value in Holly Ridge is $291,100 according to Zillow and Census data.
What is the median income in Holly Ridge?
The median household income in Holly Ridge is $106,230 per year (2023 ACS 5-year estimates).
What is the sales tax in Holly Ridge, NC?
The combined state and local sales tax rate in Holly Ridge is 7.0%. The North Carolina state income tax top rate is 4.5%.
Is Holly Ridge, NC affordable?
Holly Ridge is near the national average in terms of cost of living, with an index of 103 (100 = US average).
What is the weather like in Holly Ridge?
Holly Ridge has average high temperatures of 73.5°F and average lows of 53.7°F. Annual precipitation is 56.5". Average annual snowfall is 0.6". Data from NOAA 1991–2020 Climate Normals.
Holly Ridge at a Glance
- Population
- 4,532
- Median Income
- $106,230
- Home Value
- $291,100
- Median Rent
- $1,491/mo
- Unemployment
- 2.0%
- Avg High Temp
- 73.5°F
- Sales Tax
- 7.0%
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North Carolina Rankings
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