Cost of Living in Mills River, NC

Population 7,214 · North Carolina · Data vintage 2023

120
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Mills River a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $359,000.

Located 85 miles southeast of Knoxville, Mills River is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 68% higher than Knoxville's $214,000.

Cost Overview

Housing 118
Rent 123

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mills River

The median home value in Mills River is $358,500 — 18% above the national median of $305,000. Median rent runs $1,611/month, 23% higher than the national median of $1,314/month. The median household income of $88,359/year is 18% higher than the US median of $74,580. The local unemployment rate is 4.8%, above the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 66.4°F and lows of 44.4°F. Overall, Mills River has a cost of living index of 120 versus the US average of 100, meaning it is 20% more expensive.

🏠 Housing

Median Home Value
$358,500
18% above avg
Zillow Home Value
$145,730
Zillow ZHVI
Median Rent
$1,611/mo
23% above avg
Price-to-Rent Ratio
18.5x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 86.0%
Renter-occupied 14.0%

💰 Estimated Monthly Budget

Rent median rent
$1,611
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,225/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.0 min
15% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.9%

Commute Mode

Drove alone
79.8%
Carpooled
8.4%
Walked
0.2%
Work from home
9.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$88,359
18% above avg
Per Capita Income
$43,154
Unemployment Rate
4.8%
0% below avg
Poverty Rate
2.0%
Labor Force Participation
61.9%

🎓 Education

Bachelor's degree+ 23.8%
Graduate degree 17.5%

👥 Demographics

Median Age 46.6
Male median age 46.2
Female median age 47.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
66.4°F
Avg Low
44.4°F
Annual Precip
51.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 485158677480838277685850
Low °F 272935425159636256443430
Precip" 4.393.653.954.284.244.775.324.734.363.463.884.38

Frequently Asked Questions

What is the cost of living in Mills River, NC?

Mills River has a cost index of 120 (100 = national average). It is 20% above the national average.

What is average rent in Mills River, NC?

The median gross rent in Mills River is $1,611 per month based on 2023 Census data.

What is the average home price in Mills River?

The median home value in Mills River is $358,500 according to Zillow and Census data.

What is the median income in Mills River?

The median household income in Mills River is $88,359 per year (2023 ACS 5-year estimates).

What is the sales tax in Mills River, NC?

The combined state and local sales tax rate in Mills River is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Mills River, NC affordable?

Mills River is above average in cost of living, with an index of 120 — about 20% higher than the national average.

What is the weather like in Mills River?

Mills River has average high temperatures of 66.4°F and average lows of 44.4°F. Annual precipitation is 51.4". Data from NOAA 1991–2020 Climate Normals.

Mills River at a Glance

Population
7,214
Median Income
$88,359
Home Value
$358,500
Median Rent
$1,611/mo
Unemployment
4.8%
Avg High Temp
66.4°F
Sales Tax
7.0%
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