Cost of Living in River Road, NC

Population 3,518 · North Carolina · Data vintage 2023

61
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

River Road's median household income of $47,978 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (21% here). The labor market has been unusually tight, with unemployment around 2.6% — below most comparable cities in the state.

Geographically, River Road lies roughly 90 miles southwest of the nearest major metro, Chesapeake. Median home values run roughly 48% lower than Chesapeake's $359,000.

Cost Overview

Housing 62
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in River Road

The median home value in River Road is $187,700 — 38% below the national median of $305,000. Median rent runs $787/month, 40% lower than the national median of $1,314/month. The median household income of $47,978/year is 36% lower than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 73.2°F and lows of 52.2°F. Overall, River Road has a cost of living index of 61 versus the US average of 100, meaning it is 39% less expensive.

🏠 Housing

Median Home Value
$187,700
38% below avg
Median Rent
$787/mo
40% below avg
Price-to-Rent Ratio
19.9x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 68.4%
Renter-occupied 31.6%

💰 Estimated Monthly Budget

Rent median rent
$787
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,401/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.6 min
24% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.9%

Commute Mode

Drove alone
86.8%
Carpooled
0.5%
Walked
1.1%
Work from home
7.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$47,978
36% below avg
Per Capita Income
$39,034
Unemployment Rate
2.6%
46% below avg
Poverty Rate
21.0%
Labor Force Participation
65.6%

🎓 Education

Bachelor's degree+ 16.7%
Graduate degree 11.9%

👥 Demographics

Median Age 44.1
Male median age 43
Female median age 47.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
73.2°F
Avg Low
52.2°F
Annual Precip
53"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 555965748087908883756659
Low °F 343642505967717065544337
Precip" 3.893.323.853.184.254.606.266.816.333.563.333.63

Frequently Asked Questions

What is the cost of living in River Road, NC?

River Road has a cost index of 61 (100 = national average). It is 39% below the national average.

What is average rent in River Road, NC?

The median gross rent in River Road is $787 per month based on 2023 Census data.

What is the average home price in River Road?

The median home value in River Road is $187,700 according to 2023 Census ACS data.

What is the median income in River Road?

The median household income in River Road is $47,978 per year (2023 ACS 5-year estimates).

What is the sales tax in River Road, NC?

The combined state and local sales tax rate in River Road is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is River Road, NC affordable?

Yes, River Road is generally considered affordable, with a cost of living index of 61 — about 39% below the US national average of 100.

What is the weather like in River Road?

River Road has average high temperatures of 73.2°F and average lows of 52.2°F. Annual precipitation is 53". Data from NOAA 1991–2020 Climate Normals.

River Road at a Glance

Population
3,518
Median Income
$47,978
Home Value
$187,700
Median Rent
$787/mo
Unemployment
2.6%
Avg High Temp
73.2°F
Sales Tax
7.0%
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🗺️ County data for North Carolina

Explore county-level cost of living data

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