Cost of Living in Sawmills, NC

Population 5,027 · North Carolina · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Sawmills a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $181,000. Unemployment has stayed elevated relative to the national figure — 8.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Sawmills is about 55 miles northwest of Charlotte, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 49% lower than Charlotte's $352,000.

Cost Overview

Housing 59
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Sawmills

The median home value in Sawmills is $180,500 — 41% below the national median of $305,000. Median rent runs $719/month, 45% lower than the national median of $1,314/month. The median household income of $56,534/year is 24% lower than the US median of $74,580. The local unemployment rate is 8.6%, above the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 69.1°F and lows of 48.9°F. Overall, Sawmills has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$180,500
41% below avg
Zillow Home Value
$272,359
Zillow ZHVI
Median Rent
$719/mo
45% below avg
Price-to-Rent Ratio
20.9x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 67.3%
Renter-occupied 32.6%

💰 Estimated Monthly Budget

Rent median rent
$719
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,333/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.2 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
1.2%

Commute Mode

Drove alone
84.0%
Carpooled
11.0%
Work from home
1.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$56,534
24% below avg
Per Capita Income
$29,087
Unemployment Rate
8.6%
78% above avg
Poverty Rate
13.7%
Labor Force Participation
60.0%

🎓 Education

Bachelor's degree+ 11.4%
Graduate degree 4.7%

👥 Demographics

Median Age 43.2
Male median age 33.1
Female median age 50.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.1°F
Avg Low
48.9°F
Annual Precip
47.1"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 495361707784878680706052
Low °F 303340485664686761493933
Precip" 3.813.214.084.083.864.354.294.583.933.493.623.85

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
89.8%
Good air days/yr
97
Max AQI recorded
0
PM2.5 days
245
Ozone days

Frequently Asked Questions

What is the cost of living in Sawmills, NC?

Sawmills has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in Sawmills, NC?

The median gross rent in Sawmills is $719 per month based on 2023 Census data.

What is the average home price in Sawmills?

The median home value in Sawmills is $180,500 according to Zillow and Census data.

What is the median income in Sawmills?

The median household income in Sawmills is $56,534 per year (2023 ACS 5-year estimates).

What is the sales tax in Sawmills, NC?

The combined state and local sales tax rate in Sawmills is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Sawmills, NC affordable?

Yes, Sawmills is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

What is the weather like in Sawmills?

Sawmills has average high temperatures of 69.1°F and average lows of 48.9°F. Annual precipitation is 47.1". Data from NOAA 1991–2020 Climate Normals.

Sawmills at a Glance

Population
5,027
Median Income
$56,534
Home Value
$180,500
Median Rent
$719/mo
Unemployment
8.6%
Avg High Temp
69.1°F
Sales Tax
7.0%
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