Cost of Living in Seven Lakes, NC

Population 4,823 · North Carolina · Data vintage 2023

99
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The median resident in Seven Lakes is 60 years old, well past the national midpoint, giving the city the retail and service mix of a retirement-dominant market. Household-income figures here read differently than in working-age cities: retirement and investment income weigh heavily in the totals. The labor market has been unusually tight, with unemployment around 1.5% — below most comparable cities in the state.

Located 35 miles west of Fayetteville, Seven Lakes falls within that metro's commuting orbit. Median home values run roughly 113% higher than Fayetteville's $172,000.

Cost Overview

Housing 120
Rent 68

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Seven Lakes

The median home value in Seven Lakes is $365,500 — 20% above the national median of $305,000. Median rent runs $900/month, 32% lower than the national median of $1,314/month. The median household income of $91,495/year is 23% higher than the US median of $74,580. The local unemployment rate is 1.5%, below the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 74.7°F and lows of 52.1°F. Overall, Seven Lakes has a cost of living index of 99 versus the US average of 100, meaning it is 1% less expensive.

🏠 Housing

Median Home Value
$365,500
20% above avg
Median Rent
$900/mo
32% below avg
Price-to-Rent Ratio
33.8x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 91.7%
Renter-occupied 8.3%

💰 Estimated Monthly Budget

Rent median rent
$900
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,514/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.2 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.8%

Commute Mode

Drove alone
77.5%
Carpooled
12.4%
Work from home
7.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$91,495
23% above avg
Per Capita Income
$40,848
Unemployment Rate
1.5%
68% below avg
Poverty Rate
7.7%
Labor Force Participation
45.0%

🎓 Education

Bachelor's degree+ 27.6%
Graduate degree 18.6%

👥 Demographics

Median Age 59.5
Male median age 62
Female median age 57.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
74.7°F
Avg Low
52.1°F
Annual Precip
40.2"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 555967768389929085766658
Low °F 343642505968727064524136
Precip" 3.112.573.252.693.314.173.863.794.922.692.942.88

Frequently Asked Questions

What is the cost of living in Seven Lakes, NC?

Seven Lakes has a cost index of 99 (100 = national average). It is 1% below the national average.

What is average rent in Seven Lakes, NC?

The median gross rent in Seven Lakes is $900 per month based on 2023 Census data.

What is the average home price in Seven Lakes?

The median home value in Seven Lakes is $365,500 according to 2023 Census ACS data.

What is the median income in Seven Lakes?

The median household income in Seven Lakes is $91,495 per year (2023 ACS 5-year estimates).

What is the sales tax in Seven Lakes, NC?

The combined state and local sales tax rate in Seven Lakes is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Seven Lakes, NC affordable?

Seven Lakes is near the national average in terms of cost of living, with an index of 99 (100 = US average).

What is the weather like in Seven Lakes?

Seven Lakes has average high temperatures of 74.7°F and average lows of 52.1°F. Annual precipitation is 40.2". Data from NOAA 1991–2020 Climate Normals.

Seven Lakes at a Glance

Population
4,823
Median Income
$91,495
Home Value
$365,500
Median Rent
$900/mo
Unemployment
1.5%
Avg High Temp
74.7°F
Sales Tax
7.0%
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🗺️ County data for North Carolina

Explore county-level cost of living data

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