Cost of Living in Murfreesboro, TN

Population 157,547 · Tennessee · Data vintage 2023

114
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Murfreesboro lands reasonably close to national benchmarks on most cost indicators, with a median home value of $365,000 — 20% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Tennessee.

Cost Overview

Housing 120
Rent 105

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Murfreesboro

The median home value in Murfreesboro is $365,100 — 20% above the national median of $305,000. Median rent runs $1,376/month, 5% higher than the national median of $1,314/month. The median household income of $76,241/year is 2% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Tennessee charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 71.6°F and lows of 50.1°F, with about 4.7" of annual snowfall. Overall, Murfreesboro has a cost of living index of 114 versus the US average of 100, meaning it is 14% more expensive.

🏠 Housing

Median Home Value
$365,100
20% above avg
Zillow Home Value
$421,928
Zillow ZHVI
Median Rent
$1,376/mo
5% above avg
Zillow Rent
$1,683/mo
Zillow ZORI
Price-to-Rent Ratio
22.1x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$809
2 BR
$948
3 BR
$1,265
4 BR
$1,510
Owner-occupied 53.3%
Renter-occupied 46.7%

💰 Estimated Monthly Budget

Rent median rent
$1,376
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,990/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.4 min
9% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.6%

Commute Mode

Drove alone
72.6%
Carpooled
10.7%
Public transit
0.3%
Walked
1.2%
Bicycle
0.1%
Work from home
14.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 9.6%
State rate 7.0%
Avg local rate 2.5%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$76,241
2% above avg
Per Capita Income
$38,087
Unemployment Rate
3.6%
26% below avg
Poverty Rate
10.0%
Labor Force Participation
72.2%

🎓 Education

Bachelor's degree+ 26.7%
Graduate degree 14.3%

👥 Demographics

Median Age 31.4
Male median age 30.4
Female median age 32.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.6°F
Avg Low
50.1°F
Annual Precip
50.5"
Annual Snowfall
4.7"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 495463738088919084746152
Low °F 303340495866716962503933
Precip" 4.024.474.524.725.024.364.163.793.803.363.864.43
Snow" 2.01.50.70.00.00.00.00.00.00.00.10.4

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
15.4:1
Student-teacher ratio
63
Public schools
56,674
Total enrollment

Frequently Asked Questions

What is the cost of living in Murfreesboro, TN?

Murfreesboro has a cost index of 114 (100 = national average). It is 14% above the national average.

What is average rent in Murfreesboro, TN?

The median gross rent in Murfreesboro is $1,376 per month based on 2023 Census data.

What is the average home price in Murfreesboro?

The median home value in Murfreesboro is $365,100 according to Zillow and Census data.

What is the median income in Murfreesboro?

The median household income in Murfreesboro is $76,241 per year (2023 ACS 5-year estimates).

What is the sales tax in Murfreesboro, TN?

The combined state and local sales tax rate in Murfreesboro is 9.6%. Tennessee has no state income tax.

Is Murfreesboro, TN affordable?

Murfreesboro is above average in cost of living, with an index of 114 — about 14% higher than the national average.

What is the weather like in Murfreesboro?

Murfreesboro has average high temperatures of 71.6°F and average lows of 50.1°F. Annual precipitation is 50.5". Average annual snowfall is 4.7". Data from NOAA 1991–2020 Climate Normals.

Murfreesboro at a Glance

Population
157,547
Median Income
$76,241
Home Value
$365,100
Median Rent
$1,376/mo
Unemployment
3.6%
Avg High Temp
71.6°F
Sales Tax
9.6%
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