Cost of Living in Sunset Beach, NC

Population 4,326 · North Carolina · Data vintage 2023

86
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The median resident in Sunset Beach is 68 years old, well past the national midpoint, giving the city the retail and service mix of a retirement-dominant market. Household-income figures here read differently than in working-age cities: retirement and investment income weigh heavily in the totals. An unemployment rate of 2.0% points to a labor market well on the tight side of the national distribution.

Sunset Beach is about 40 miles southwest of Wilmington, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Wilmington's $350,000 median.

Cost Overview

Housing 116
Rent 41

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Sunset Beach

The median home value in Sunset Beach is $354,300 — 16% above the national median of $305,000. Median rent runs $541/month, 59% lower than the national median of $1,314/month. The median household income of $84,934/year is 14% higher than the US median of $74,580. The local unemployment rate is 2.0%, below the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 72.7°F and lows of 55.3°F. Overall, Sunset Beach has a cost of living index of 86 versus the US average of 100, meaning it is 14% less expensive.

🏠 Housing

Median Home Value
$354,300
16% above avg
Zillow Home Value
$568,996
Zillow ZHVI
Median Rent
$541/mo
59% below avg
Zillow Rent
$1,590/mo
Zillow ZORI
Price-to-Rent Ratio
54.6x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 87.4%
Renter-occupied 12.6%

💰 Estimated Monthly Budget

Rent median rent
$541
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,155/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.5 min
20% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.8%

Commute Mode

Drove alone
77.5%
Carpooled
1.5%
Walked
1.1%
Work from home
19.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$84,934
14% above avg
Per Capita Income
$57,493
Unemployment Rate
2.0%
57% below avg
Poverty Rate
6.0%
Labor Force Participation
35.6%

🎓 Education

Bachelor's degree+ 26.8%
Graduate degree 12.8%

👥 Demographics

Median Age 68.3
Male median age 65.9
Female median age 69.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
72.7°F
Avg Low
55.3°F
Annual Precip
48.5"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 565865727985888783766659
Low °F 374045536270747368564640
Precip" 3.013.183.592.772.964.075.406.256.654.203.293.10

Frequently Asked Questions

What is the cost of living in Sunset Beach, NC?

Sunset Beach has a cost index of 86 (100 = national average). It is 14% below the national average.

What is average rent in Sunset Beach, NC?

The median gross rent in Sunset Beach is $541 per month based on 2023 Census data.

What is the average home price in Sunset Beach?

The median home value in Sunset Beach is $354,300 according to Zillow and Census data.

What is the median income in Sunset Beach?

The median household income in Sunset Beach is $84,934 per year (2023 ACS 5-year estimates).

What is the sales tax in Sunset Beach, NC?

The combined state and local sales tax rate in Sunset Beach is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Sunset Beach, NC affordable?

Yes, Sunset Beach is generally considered affordable, with a cost of living index of 86 — about 14% below the US national average of 100.

What is the weather like in Sunset Beach?

Sunset Beach has average high temperatures of 72.7°F and average lows of 55.3°F. Annual precipitation is 48.5". Data from NOAA 1991–2020 Climate Normals.

Sunset Beach at a Glance

Population
4,326
Median Income
$84,934
Home Value
$354,300
Median Rent
$541/mo
Unemployment
2.0%
Avg High Temp
72.7°F
Sales Tax
7.0%
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Explore county-level cost of living data

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