Cost of Living in Lumberton, NC

Population 19,220 · North Carolina · Data vintage 2023

53
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $43,114, median household incomes in Lumberton land roughly 42% below the US median, a gap that tends to persist across local labor-market indicators. A poverty rate near 31% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Geographically, Lumberton is about 30 miles south of Fayetteville, the nearest large metro. Median home values run roughly 18% lower than Fayetteville's $172,000.

Cost Overview

Housing 46
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lumberton

The median home value in Lumberton is $140,100 — 54% below the national median of $305,000. Median rent runs $824/month, 37% lower than the national median of $1,314/month. The median household income of $43,114/year is 42% lower than the US median of $74,580. The local unemployment rate is 7.7%, above the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 74.0°F and lows of 52.9°F. Overall, Lumberton has a cost of living index of 53 versus the US average of 100, meaning it is 47% less expensive.

🏠 Housing

Median Home Value
$140,100
54% below avg
Zillow Home Value
$142,893
Zillow ZHVI
Median Rent
$824/mo
37% below avg
Price-to-Rent Ratio
14.2x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 45.1%
Renter-occupied 54.9%

💰 Estimated Monthly Budget

Rent median rent
$824
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,438/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.8 min
23% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.5%

Commute Mode

Drove alone
81.8%
Carpooled
11.6%
Public transit
0.4%
Walked
0.7%
Work from home
4.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$43,114
42% below avg
Per Capita Income
$24,470
Unemployment Rate
7.7%
61% above avg
Poverty Rate
31.0%
Labor Force Participation
50.3%

🎓 Education

Bachelor's degree+ 12.4%
Graduate degree 8.9%

👥 Demographics

Median Age 35.6
Male median age 34.9
Female median age 36.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
74.0°F
Avg Low
52.9°F
Annual Precip
42.6"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 555966758389918984766658
Low °F 353743516069727165534238
Precip" 2.552.773.262.853.414.924.614.774.932.292.953.31

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
16:1
Student-teacher ratio
36
Public schools
21,783
Total enrollment

Frequently Asked Questions

What is the cost of living in Lumberton, NC?

Lumberton has a cost index of 53 (100 = national average). It is 47% below the national average.

What is average rent in Lumberton, NC?

The median gross rent in Lumberton is $824 per month based on 2023 Census data.

What is the average home price in Lumberton?

The median home value in Lumberton is $140,100 according to Zillow and Census data.

What is the median income in Lumberton?

The median household income in Lumberton is $43,114 per year (2023 ACS 5-year estimates).

What is the sales tax in Lumberton, NC?

The combined state and local sales tax rate in Lumberton is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Lumberton, NC affordable?

Yes, Lumberton is generally considered affordable, with a cost of living index of 53 — about 47% below the US national average of 100.

What is the weather like in Lumberton?

Lumberton has average high temperatures of 74.0°F and average lows of 52.9°F. Annual precipitation is 42.6". Data from NOAA 1991–2020 Climate Normals.

Lumberton at a Glance

Population
19,220
Median Income
$43,114
Home Value
$140,100
Median Rent
$824/mo
Unemployment
7.7%
Avg High Temp
74.0°F
Sales Tax
7.0%
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Explore county-level cost of living data

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