Cost of Living in Wallace, NC

Population 3,438 · North Carolina · Data vintage 2023

63
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Wallace is a smaller North Carolina community of around 3000 residents, where median household incomes of $49,358 and housing costs ($193,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 20% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Wallace is about 35 miles north of Wilmington, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 45% lower than Wilmington's $350,000.

Cost Overview

Housing 63
Rent 63

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Wallace

The median home value in Wallace is $192,800 — 37% below the national median of $305,000. Median rent runs $833/month, 37% lower than the national median of $1,314/month. The median household income of $49,358/year is 34% lower than the US median of $74,580. The local unemployment rate is 6.2%, above the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 74.4°F and lows of 54.4°F. Overall, Wallace has a cost of living index of 63 versus the US average of 100, meaning it is 37% less expensive.

🏠 Housing

Median Home Value
$192,800
37% below avg
Zillow Home Value
$328,210
Zillow ZHVI
Median Rent
$833/mo
37% below avg
Price-to-Rent Ratio
19.3x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 50.4%
Renter-occupied 49.6%

💰 Estimated Monthly Budget

Rent median rent
$833
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,447/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.9 min
11% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
1.1%

Commute Mode

Drove alone
91.5%
Carpooled
7.4%
Work from home
1.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$49,358
34% below avg
Per Capita Income
$27,531
Unemployment Rate
6.2%
30% above avg
Poverty Rate
20.4%
Labor Force Participation
58.5%

🎓 Education

Bachelor's degree+ 9.7%
Graduate degree 4.9%

👥 Demographics

Median Age 44.3
Male median age 45.4
Female median age 42.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
74.4°F
Avg Low
54.4°F
Annual Precip
60.1"
Annual Snowfall
0.9"
30° 45° 60° 75° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 576067758187908884766760
Low °F 363844536169737267564539
Precip" 3.813.473.973.074.545.676.868.168.694.663.563.69
Snow" 0.70.20.00.00.00.00.00.00.00.00.00.0

Frequently Asked Questions

What is the cost of living in Wallace, NC?

Wallace has a cost index of 63 (100 = national average). It is 37% below the national average.

What is average rent in Wallace, NC?

The median gross rent in Wallace is $833 per month based on 2023 Census data.

What is the average home price in Wallace?

The median home value in Wallace is $192,800 according to Zillow and Census data.

What is the median income in Wallace?

The median household income in Wallace is $49,358 per year (2023 ACS 5-year estimates).

What is the sales tax in Wallace, NC?

The combined state and local sales tax rate in Wallace is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Wallace, NC affordable?

Yes, Wallace is generally considered affordable, with a cost of living index of 63 — about 37% below the US national average of 100.

What is the weather like in Wallace?

Wallace has average high temperatures of 74.4°F and average lows of 54.4°F. Annual precipitation is 60.1". Average annual snowfall is 0.9". Data from NOAA 1991–2020 Climate Normals.

Wallace at a Glance

Population
3,438
Median Income
$49,358
Home Value
$192,800
Median Rent
$833/mo
Unemployment
6.2%
Avg High Temp
74.4°F
Sales Tax
7.0%
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Explore county-level cost of living data

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