Cost of Living in Grand Forks, ND

Population 58,882 · North Dakota · Data vintage 2023

77
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Grand Forks's cost indicators track within a reasonable band of national figures, with median household incomes near $63,838 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. An unemployment rate of 2.9% points to a labor market well on the tight side of the national distribution.

Geographically, Grand Forks is about 75 miles north of Fargo, the nearest large metro. Median home values run roughly 10% lower than Fargo's $270,000.

Cost Overview

Housing 80
Rent 73

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Grand Forks

The median home value in Grand Forks is $243,300 — 20% below the national median of $305,000. Median rent runs $958/month, 27% lower than the national median of $1,314/month. The median household income of $63,838/year is 14% lower than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. North Dakota's top state income tax rate is 2.5% and the combined sales tax is 6.9%. The climate averages highs of 50.6°F and lows of 28.9°F, with about 48.4" of annual snowfall. Overall, Grand Forks has a cost of living index of 77 versus the US average of 100, meaning it is 23% less expensive.

🏠 Housing

Median Home Value
$243,300
20% below avg
Zillow Home Value
$286,976
Zillow ZHVI
Median Rent
$958/mo
27% below avg
Zillow Rent
$1,200/mo
Zillow ZORI
Price-to-Rent Ratio
21.2x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$754
1 BR
$761
2 BR
$928
3 BR
$1,300
4 BR
$1,558
Owner-occupied 46.5%
Renter-occupied 53.5%

💰 Estimated Monthly Budget

Rent median rent
$958
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,572/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
15.9 min
41% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.6%

Commute Mode

Drove alone
80.3%
Carpooled
7.8%
Public transit
0.9%
Walked
3.7%
Bicycle
0.3%
Work from home
5.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 2.5%
Total Sales Tax 6.9%
State rate 5.0%
Avg local rate 1.9%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$63,838
14% below avg
Per Capita Income
$39,225
Unemployment Rate
2.9%
39% below avg
Poverty Rate
16.3%
Labor Force Participation
71.4%

🎓 Education

Bachelor's degree+ 24.1%
Graduate degree 15.1%

👥 Demographics

Median Age 29.4
Male median age 28.8
Female median age 30.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
50.6°F
Avg Low
28.9°F
Annual Precip
21.7"
Annual Snowfall
48.4"
-10° 15° 40° 65° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 162134526776818070543621
Low °F -311529415357544533184
Precip" 0.490.510.911.212.803.773.522.812.261.880.920.66
Snow" 9.97.17.43.50.00.00.00.00.01.66.612.3

🏫 Schools

NCES CCD 2019 — public school district data

87%
4-Year Graduation Rate
11.9:1
Student-teacher ratio
19
Public schools
7,648
Total enrollment

Frequently Asked Questions

What is the cost of living in Grand Forks, ND?

Grand Forks has a cost index of 77 (100 = national average). It is 23% below the national average.

What is average rent in Grand Forks, ND?

The median gross rent in Grand Forks is $958 per month based on 2023 Census data.

What is the average home price in Grand Forks?

The median home value in Grand Forks is $243,300 according to Zillow and Census data.

What is the median income in Grand Forks?

The median household income in Grand Forks is $63,838 per year (2023 ACS 5-year estimates).

What is the sales tax in Grand Forks, ND?

The combined state and local sales tax rate in Grand Forks is 6.9%. The North Dakota state income tax top rate is 2.5%.

Is Grand Forks, ND affordable?

Yes, Grand Forks is generally considered affordable, with a cost of living index of 77 — about 23% below the US national average of 100.

What is the weather like in Grand Forks?

Grand Forks has average high temperatures of 50.6°F and average lows of 28.9°F. Annual precipitation is 21.7". Average annual snowfall is 48.4". Data from NOAA 1991–2020 Climate Normals.

Grand Forks at a Glance

Population
58,882
Median Income
$63,838
Home Value
$243,300
Median Rent
$958/mo
Unemployment
2.9%
Avg High Temp
50.6°F
Sales Tax
6.9%
View all cities in North Dakota →
🗺️ County data for North Dakota

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs