Cost of Living in Horace, ND

Population 3,964 · North Dakota · Data vintage 2023

117
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Small, well-paid, and production-driven — Horace sits at the intersection of rural North Dakota and the state's energy economy. Median household incomes near $145,801 reflect that wage base, while housing costs track the smaller-town baseline. An unemployment rate of 0.6% points to a labor market well on the tight side of the national distribution.

Located 8 miles southwest of Fargo, Horace falls within that metro's commuting orbit. Median home values run roughly 65% higher than Fargo's $270,000.

Cost Overview

Housing 146
Rent 73

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Horace

The median home value in Horace is $444,600 — 46% above the national median of $305,000. Median rent runs $963/month, 27% lower than the national median of $1,314/month. The median household income of $145,801/year is 95% higher than the US median of $74,580. The local unemployment rate is 0.6%, below the national average of 4.8%. North Dakota's top state income tax rate is 2.5% and the combined sales tax is 6.9%. The climate averages highs of 52.6°F and lows of 31.8°F, with about 51.4" of annual snowfall. Overall, Horace has a cost of living index of 117 versus the US average of 100, meaning it is 17% more expensive.

🏠 Housing

Median Home Value
$444,600
46% above avg
Zillow Home Value
$185,990
Zillow ZHVI
Median Rent
$963/mo
27% below avg
Price-to-Rent Ratio
38.5x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$754
1 BR
$761
2 BR
$928
3 BR
$1,300
4 BR
$1,558
Owner-occupied 96.9%
Renter-occupied 3.1%

💰 Estimated Monthly Budget

Rent median rent
$963
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,577/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.3 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.9%

Commute Mode

Drove alone
82.4%
Carpooled
6.4%
Work from home
10.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 2.5%
Total Sales Tax 6.9%
State rate 5.0%
Avg local rate 1.9%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$145,801
95% above avg
Per Capita Income
$64,322
Unemployment Rate
0.6%
88% below avg
Poverty Rate
4.4%
Labor Force Participation
79.4%

🎓 Education

Bachelor's degree+ 33.3%
Graduate degree 10.3%

👥 Demographics

Median Age 34
Male median age 36
Female median age 32.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
52.6°F
Avg Low
31.8°F
Annual Precip
23.9"
Annual Snowfall
51.4"
23° 45° 68° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 182336546978828172563824
Low °F 041832445659574835218
Precip" 0.710.691.251.543.094.293.072.602.682.170.970.89
Snow" 10.38.19.24.10.00.00.00.00.01.26.811.7

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 50 — Good
50.3%
Good air days/yr
175
Max AQI recorded
245
PM2.5 days
112
Ozone days

Frequently Asked Questions

What is the cost of living in Horace, ND?

Horace has a cost index of 117 (100 = national average). It is 17% above the national average.

What is average rent in Horace, ND?

The median gross rent in Horace is $963 per month based on 2023 Census data.

What is the average home price in Horace?

The median home value in Horace is $444,600 according to Zillow and Census data.

What is the median income in Horace?

The median household income in Horace is $145,801 per year (2023 ACS 5-year estimates).

What is the sales tax in Horace, ND?

The combined state and local sales tax rate in Horace is 6.9%. The North Dakota state income tax top rate is 2.5%.

Is Horace, ND affordable?

Horace is above average in cost of living, with an index of 117 — about 17% higher than the national average.

What is the weather like in Horace?

Horace has average high temperatures of 52.6°F and average lows of 31.8°F. Annual precipitation is 23.9". Average annual snowfall is 51.4". Data from NOAA 1991–2020 Climate Normals.

Horace at a Glance

Population
3,964
Median Income
$145,801
Home Value
$444,600
Median Rent
$963/mo
Unemployment
0.6%
Avg High Temp
52.6°F
Sales Tax
6.9%
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