Cost of Living in Clifton, NJ

Population 89,247 · New Jersey · Data vintage 2023

138
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Clifton lands reasonably close to national benchmarks on most cost indicators, with a median home value of $444,000 — 46% above the US figure. That makes it a useful reference point for comparing with more extreme markets in New Jersey. Unemployment has stayed elevated relative to the national figure — 7.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Clifton is part of the immediate Paterson metro area — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 32% higher than Paterson's $335,000.

Cost Overview

Housing 146
Rent 126

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Clifton

The median home value in Clifton is $444,300 — 46% above the national median of $305,000. Median rent runs $1,658/month, 26% higher than the national median of $1,314/month. The median household income of $99,003/year is 33% higher than the US median of $74,580. The local unemployment rate is 7.0%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 64.0°F and lows of 46.7°F. Overall, Clifton has a cost of living index of 138 versus the US average of 100, meaning it is 38% more expensive.

🏠 Housing

Median Home Value
$444,300
46% above avg
Zillow Home Value
$600,068
Zillow ZHVI
Median Rent
$1,658/mo
26% above avg
Zillow Rent
$2,432/mo
Zillow ZORI
Price-to-Rent Ratio
22.3x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 58.7%
Renter-occupied 41.3%

💰 Estimated Monthly Budget

Rent median rent
$1,658
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,272/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.5 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.4%

Commute Mode

Drove alone
68.6%
Carpooled
7.6%
Public transit
9.6%
Walked
1.9%
Bicycle
0.1%
Work from home
10.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$99,003
33% above avg
Per Capita Income
$45,102
Unemployment Rate
7.0%
45% above avg
Poverty Rate
7.4%
Labor Force Participation
68.3%

🎓 Education

Bachelor's degree+ 23.5%
Graduate degree 11.0%

👥 Demographics

Median Age 41.1
Male median age 40.6
Female median age 41.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.0°F
Avg Low
46.7°F
Annual Precip
46.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578675645
Low °F 262734445363696760483831
Precip" 3.282.824.093.973.944.254.454.254.113.733.304.10

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
68.3%
Good air days/yr
199
Max AQI recorded
220
PM2.5 days
133
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

86%
4-Year Graduation Rate
12.6:1
Student-teacher ratio
18
Public schools
10,740
Total enrollment

Frequently Asked Questions

What is the cost of living in Clifton, NJ?

Clifton has a cost index of 138 (100 = national average). It is 38% above the national average.

What is average rent in Clifton, NJ?

The median gross rent in Clifton is $1,658 per month based on 2023 Census data.

What is the average home price in Clifton?

The median home value in Clifton is $444,300 according to Zillow and Census data.

What is the median income in Clifton?

The median household income in Clifton is $99,003 per year (2023 ACS 5-year estimates).

What is the sales tax in Clifton, NJ?

The combined state and local sales tax rate in Clifton is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Clifton, NJ affordable?

Clifton is above average in cost of living, with an index of 138 — about 38% higher than the national average.

What is the weather like in Clifton?

Clifton has average high temperatures of 64.0°F and average lows of 46.7°F. Annual precipitation is 46.3". Data from NOAA 1991–2020 Climate Normals.

Clifton at a Glance

Population
89,247
Median Income
$99,003
Home Value
$444,300
Median Rent
$1,658/mo
Unemployment
7.0%
Avg High Temp
64.0°F
Sales Tax
6.6%
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