Cost of Living in David City, NE

Population 3,013 · Nebraska · Data vintage 2023

53
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in David City can reasonably expect a home to cost less than three years of household income — $159,000 against $66,585 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. An unemployment rate of 0.1% points to a labor market well on the tight side of the national distribution.

Located 40 miles northwest of Lincoln, David City falls within that metro's commuting orbit. Median home values run roughly 36% lower than Lincoln's $248,000.

Cost Overview

Housing 52
Rent 55

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in David City

The median home value in David City is $158,800 — 48% below the national median of $305,000. Median rent runs $725/month, 45% lower than the national median of $1,314/month. The median household income of $66,585/year is 11% lower than the US median of $74,580. The local unemployment rate is 0.1%, below the national average of 4.8%. Nebraska's top state income tax rate is 5.8% and the combined sales tax is 6.9%. Overall, David City has a cost of living index of 53 versus the US average of 100, meaning it is 47% less expensive.

🏠 Housing

Median Home Value
$158,800
48% below avg
Zillow Home Value
$1,923,080
Zillow ZHVI
Median Rent
$725/mo
45% below avg
Price-to-Rent Ratio
18.3x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$622
1 BR
$703
2 BR
$907
3 BR
$1,155
4 BR
$1,220
Owner-occupied 69.8%
Renter-occupied 30.1%

💰 Estimated Monthly Budget

Rent median rent
$725
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,339/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.1 min
22% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.8%

Commute Mode

Drove alone
77.0%
Carpooled
10.2%
Walked
5.4%
Work from home
6.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.9%
State rate 5.5%
Avg local rate 1.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$66,585
11% below avg
Per Capita Income
$40,399
Unemployment Rate
0.1%
99% below avg
Poverty Rate
7.6%
Labor Force Participation
69.8%

🎓 Education

Bachelor's degree+ 26.4%
Graduate degree 7.9%

👥 Demographics

Median Age 36.9
Male median age 36.4
Female median age 40.8

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
11.4:1
Student-teacher ratio
3
Public schools
683
Total enrollment

Frequently Asked Questions

What is the cost of living in David City, NE?

David City has a cost index of 53 (100 = national average). It is 47% below the national average.

What is average rent in David City, NE?

The median gross rent in David City is $725 per month based on 2023 Census data.

What is the average home price in David City?

The median home value in David City is $158,800 according to Zillow and Census data.

What is the median income in David City?

The median household income in David City is $66,585 per year (2023 ACS 5-year estimates).

What is the sales tax in David City, NE?

The combined state and local sales tax rate in David City is 6.9%. The Nebraska state income tax top rate is 5.8%.

Is David City, NE affordable?

Yes, David City is generally considered affordable, with a cost of living index of 53 — about 47% below the US national average of 100.

David City at a Glance

Population
3,013
Median Income
$66,585
Home Value
$158,800
Median Rent
$725/mo
Unemployment
0.1%
Sales Tax
6.9%
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🗺️ County data for Nebraska

Explore county-level cost of living data

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