Cost of Living in Omaha, NE

Population 488,197 · Nebraska · Data vintage 2023

80
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Omaha lands reasonably close to national benchmarks on most cost indicators, with a median home value of $230,000 — 25% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Nebraska.

Cost Overview

Housing 75
Rent 88

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Omaha

The median home value in Omaha is $230,100 — 25% below the national median of $305,000. Median rent runs $1,150/month, 12% lower than the national median of $1,314/month. The median household income of $72,708/year is 3% lower than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Nebraska's top state income tax rate is 5.8% and the combined sales tax is 6.9%. Overall, Omaha has a cost of living index of 80 versus the US average of 100, meaning it is 20% less expensive.

🏠 Housing

Median Home Value
$230,100
25% below avg
Zillow Home Value
$288,850
Zillow ZHVI
Median Rent
$1,150/mo
12% below avg
Zillow Rent
$1,403/mo
Zillow ZORI
Price-to-Rent Ratio
16.7x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$622
1 BR
$703
2 BR
$907
3 BR
$1,155
4 BR
$1,220
Owner-occupied 57.7%
Renter-occupied 42.3%

💰 Estimated Monthly Budget

Rent median rent
$1,150
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,764/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.2 min
21% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.6%

Commute Mode

Drove alone
73.3%
Carpooled
8.7%
Public transit
1.1%
Walked
1.8%
Bicycle
0.2%
Work from home
13.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.9%
State rate 5.5%
Avg local rate 1.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$72,708
3% below avg
Per Capita Income
$42,515
Unemployment Rate
4.2%
13% below avg
Poverty Rate
12.8%
Labor Force Participation
69.7%

🎓 Education

Bachelor's degree+ 25.6%
Graduate degree 14.7%

👥 Demographics

Median Age 35.3
Male median age 34.5
Female median age 36.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
57.8%
Good air days/yr
169
Max AQI recorded
143
PM2.5 days
221
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

79.7%
4-Year Graduation Rate
15.5:1
Student-teacher ratio
156
Public schools
83,615
Total enrollment

Frequently Asked Questions

What is the cost of living in Omaha, NE?

Omaha has a cost index of 80 (100 = national average). It is 20% below the national average.

What is average rent in Omaha, NE?

The median gross rent in Omaha is $1,150 per month based on 2023 Census data.

What is the average home price in Omaha?

The median home value in Omaha is $230,100 according to Zillow and Census data.

What is the median income in Omaha?

The median household income in Omaha is $72,708 per year (2023 ACS 5-year estimates).

What is the sales tax in Omaha, NE?

The combined state and local sales tax rate in Omaha is 6.9%. The Nebraska state income tax top rate is 5.8%.

Is Omaha, NE affordable?

Yes, Omaha is generally considered affordable, with a cost of living index of 80 — about 20% below the US national average of 100.