Cost of Living in Ralston, NE

Population 6,445 · Nebraska · Data vintage 2023

78
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ralston offers a notably favorable income-to-housing ratio for its region. The typical home — $216,000 — costs less than 3.3 times median household income of $65,557, a threshold many coastal markets passed a decade ago. An unemployment rate of 2.2% points to a labor market well on the tight side of the national distribution.

Ralston is part of the immediate Omaha metro area — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Omaha's $230,000 median.

Cost Overview

Housing 71
Rent 90

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ralston

The median home value in Ralston is $215,800 — 29% below the national median of $305,000. Median rent runs $1,178/month, 10% lower than the national median of $1,314/month. The median household income of $65,557/year is 12% lower than the US median of $74,580. The local unemployment rate is 2.2%, below the national average of 4.8%. Nebraska's top state income tax rate is 5.8% and the combined sales tax is 6.9%. Overall, Ralston has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.

🏠 Housing

Median Home Value
$215,800
29% below avg
Zillow Home Value
$328,248
Zillow ZHVI
Median Rent
$1,178/mo
10% below avg
Price-to-Rent Ratio
15.3x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$622
1 BR
$703
2 BR
$907
3 BR
$1,155
4 BR
$1,220
Owner-occupied 58.3%
Renter-occupied 41.7%

💰 Estimated Monthly Budget

Rent median rent
$1,178
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,792/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.6 min
20% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.2%

Commute Mode

Drove alone
81.7%
Carpooled
10.2%
Work from home
8.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.9%
State rate 5.5%
Avg local rate 1.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$65,557
12% below avg
Per Capita Income
$39,221
Unemployment Rate
2.2%
54% below avg
Poverty Rate
7.6%
Labor Force Participation
69.1%

🎓 Education

Bachelor's degree+ 20.7%
Graduate degree 6.3%

👥 Demographics

Median Age 36.8
Male median age 37.7
Female median age 35

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
57.8%
Good air days/yr
169
Max AQI recorded
143
PM2.5 days
221
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

84%
4-Year Graduation Rate
14.8:1
Student-teacher ratio
8
Public schools
3,378
Total enrollment

Frequently Asked Questions

What is the cost of living in Ralston, NE?

Ralston has a cost index of 78 (100 = national average). It is 22% below the national average.

What is average rent in Ralston, NE?

The median gross rent in Ralston is $1,178 per month based on 2023 Census data.

What is the average home price in Ralston?

The median home value in Ralston is $215,800 according to Zillow and Census data.

What is the median income in Ralston?

The median household income in Ralston is $65,557 per year (2023 ACS 5-year estimates).

What is the sales tax in Ralston, NE?

The combined state and local sales tax rate in Ralston is 6.9%. The Nebraska state income tax top rate is 5.8%.

Is Ralston, NE affordable?

Yes, Ralston is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.

Ralston at a Glance

Population
6,445
Median Income
$65,557
Home Value
$215,800
Median Rent
$1,178/mo
Unemployment
2.2%
Sales Tax
6.9%
View all cities in Nebraska →
🗺️ County data for Nebraska

Explore county-level cost of living data

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