Cost of Living in O'Neill, NE
Population 3,574 · Nebraska · Data vintage 2023
(100 = US avg)
Housing costs in O'Neill stay well under national norms: a median home value of $131,000 against median household incomes of $66,458 gives the city one of the more comfortable price-to-income ratios in Nebraska. An unemployment rate of 0.0% points to a labor market well on the tight side of the national distribution.
O'Neill lies roughly 120 miles southwest of the nearest major metro, Sioux Falls — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 52% lower than Sioux Falls' $271,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in O'Neill
The median home value in O'Neill is $130,900 — 57% below the national median of $305,000. Median rent runs $712/month, 46% lower than the national median of $1,314/month. The median household income of $66,458/year is 11% lower than the US median of $74,580. The local unemployment rate is 0.0%, below the national average of 4.8%. Nebraska's top state income tax rate is 5.8% and the combined sales tax is 6.9%. Overall, O'Neill has a cost of living index of 47 versus the US average of 100, meaning it is 53% less expensive.
O'Neill has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in O'Neill, NE?
O'Neill has a cost index of 47 (100 = national average). It is 53% below the national average.
What is average rent in O'Neill, NE?
The median gross rent in O'Neill is $712 per month based on 2023 Census data.
What is the average home price in O'Neill?
The median home value in O'Neill is $130,900 according to 2023 Census ACS data.
What is the median income in O'Neill?
The median household income in O'Neill is $66,458 per year (2023 ACS 5-year estimates).
What is the sales tax in O'Neill, NE?
The combined state and local sales tax rate in O'Neill is 6.9%. The Nebraska state income tax top rate is 5.8%.
Is O'Neill, NE affordable?
Yes, O'Neill is generally considered affordable, with a cost of living index of 47 — about 53% below the US national average of 100.
O'Neill at a Glance
- Population
- 3,574
- Median Income
- $66,458
- Home Value
- $130,900
- Median Rent
- $712/mo
- Unemployment
- 0.0%
- Sales Tax
- 6.9%
Nearby Cities
Explore county-level cost of living data
Nebraska Rankings
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