Cost of Living in West Point, NE

Population 3,479 · Nebraska · Data vintage 2023

64
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in West Point can reasonably expect a home to cost less than three years of household income — $209,000 against $63,977 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. The labor market has been unusually tight, with unemployment around 0.7% — below most comparable cities in the state.

Located 50 miles northwest of Omaha, West Point is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 9% lower than Omaha's $230,000.

Cost Overview

Housing 69
Rent 57

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in West Point

The median home value in West Point is $209,200 — 31% below the national median of $305,000. Median rent runs $748/month, 43% lower than the national median of $1,314/month. The median household income of $63,977/year is 14% lower than the US median of $74,580. The local unemployment rate is 0.7%, below the national average of 4.8%. Nebraska's top state income tax rate is 5.8% and the combined sales tax is 6.9%. Overall, West Point has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.

🏠 Housing

Median Home Value
$209,200
31% below avg
Zillow Home Value
$133,301
Zillow ZHVI
Median Rent
$748/mo
43% below avg
Price-to-Rent Ratio
23.3x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$622
1 BR
$703
2 BR
$907
3 BR
$1,155
4 BR
$1,220
Owner-occupied 74.7%
Renter-occupied 25.3%

💰 Estimated Monthly Budget

Rent median rent
$748
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,362/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.1 min
40% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.0%

Commute Mode

Drove alone
84.0%
Carpooled
5.7%
Walked
1.8%
Work from home
7.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.9%
State rate 5.5%
Avg local rate 1.4%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$63,977
14% below avg
Per Capita Income
$36,181
Unemployment Rate
0.7%
86% below avg
Poverty Rate
7.1%
Labor Force Participation
69.3%

🎓 Education

Bachelor's degree+ 15.1%
Graduate degree 8.3%

👥 Demographics

Median Age 42.3
Male median age 42.9
Female median age 40.4

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
11.9:1
Student-teacher ratio
3
Public schools
728
Total enrollment

Frequently Asked Questions

What is the cost of living in West Point, NE?

West Point has a cost index of 64 (100 = national average). It is 36% below the national average.

What is average rent in West Point, NE?

The median gross rent in West Point is $748 per month based on 2023 Census data.

What is the average home price in West Point?

The median home value in West Point is $209,200 according to Zillow and Census data.

What is the median income in West Point?

The median household income in West Point is $63,977 per year (2023 ACS 5-year estimates).

What is the sales tax in West Point, NE?

The combined state and local sales tax rate in West Point is 6.9%. The Nebraska state income tax top rate is 5.8%.

Is West Point, NE affordable?

Yes, West Point is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.

West Point at a Glance

Population
3,479
Median Income
$63,977
Home Value
$209,200
Median Rent
$748/mo
Unemployment
0.7%
Sales Tax
6.9%
View all cities in Nebraska →
🗺️ County data for Nebraska

Explore county-level cost of living data

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