Cost of Living in Pembroke, NH

Population 7,359 · New Hampshire · Data vintage 2023

108
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Pembroke is a smaller New Hampshire community of around 7000 residents, where median household incomes of $95,307 and housing costs ($344,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 2.8% points to a labor market well on the tight side of the national distribution.

Located 13 miles north of Manchester, Pembroke falls within that metro's commuting orbit. Housing prices track closely with Manchester's $336,000 median.

Cost Overview

Housing 113
Rent 101

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pembroke

The median home value in Pembroke is $344,000 — 13% above the national median of $305,000. Median rent runs $1,333/month, 1% higher than the national median of $1,314/month. The median household income of $95,307/year is 28% higher than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. New Hampshire charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 58.3°F and lows of 36.1°F, with about 67.7" of annual snowfall. Overall, Pembroke has a cost of living index of 108 versus the US average of 100, meaning it is 8% more expensive.

🏠 Housing

Median Home Value
$344,000
13% above avg
Median Rent
$1,333/mo
1% above avg
Price-to-Rent Ratio
21.5x
Favors renting
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,120
1 BR
$1,230
2 BR
$1,614
3 BR
$2,132
4 BR
$2,140
Owner-occupied 72.4%
Renter-occupied 27.6%

💰 Estimated Monthly Budget

Rent median rent
$1,333
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,947/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.2 min
4% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.5%

Commute Mode

Drove alone
73.3%
Carpooled
9.5%
Walked
2.4%
Work from home
14.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$95,307
28% above avg
Per Capita Income
$42,412
Unemployment Rate
2.8%
42% below avg
Poverty Rate
10.8%
Labor Force Participation
53.9%

🎓 Education

Bachelor's degree+ 15.8%
Graduate degree 14.3%

👥 Demographics

Median Age 43
Male median age 43.8
Female median age 39.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.3°F
Avg Low
36.1°F
Annual Precip
42"
Annual Snowfall
67.7"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323544586978838274614837
Low °F 131523334454595749382920
Precip" 2.802.753.283.433.473.773.623.633.634.433.443.70
Snow" 17.116.913.62.50.00.00.00.00.00.82.514.3

Frequently Asked Questions

What is the cost of living in Pembroke, NH?

Pembroke has a cost index of 108 (100 = national average). It is 8% above the national average.

What is average rent in Pembroke, NH?

The median gross rent in Pembroke is $1,333 per month based on 2023 Census data.

What is the average home price in Pembroke?

The median home value in Pembroke is $344,000 according to 2023 Census ACS data.

What is the median income in Pembroke?

The median household income in Pembroke is $95,307 per year (2023 ACS 5-year estimates).

What is the sales tax in Pembroke, NH?

The combined state and local sales tax rate in Pembroke is 0.0%. New Hampshire has no state income tax.

Is Pembroke, NH affordable?

Pembroke is near the national average in terms of cost of living, with an index of 108 (100 = US average).

What is the weather like in Pembroke?

Pembroke has average high temperatures of 58.3°F and average lows of 36.1°F. Annual precipitation is 42". Average annual snowfall is 67.7". Data from NOAA 1991–2020 Climate Normals.

Pembroke at a Glance

Population
7,359
Median Income
$95,307
Home Value
$344,000
Median Rent
$1,333/mo
Unemployment
2.8%
Avg High Temp
58.3°F
Sales Tax
0.0%
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