Cost of Living in Colonia, NJ

Population 18,294 · New Jersey · Data vintage 2023

153
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Colonia is effectively a commuter community: the average resident spends 36 minutes each way getting to work, well above the 27-minute US median. Housing costs ($473,000 for a typical home) tend to reflect the tradeoff between price and access.

Colonia sits roughly 8 miles southwest of Elizabeth — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 20% higher than Elizabeth's $394,000.

Cost Overview

Housing 155
Rent 149

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Colonia

The median home value in Colonia is $473,200 — 55% above the national median of $305,000. Median rent runs $1,964/month, 49% higher than the national median of $1,314/month. The median household income of $134,301/year is 80% higher than the US median of $74,580. The local unemployment rate is 4.3%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.8°F and lows of 47.1°F, with about 31.5" of annual snowfall. Overall, Colonia has a cost of living index of 153 versus the US average of 100, meaning it is 53% more expensive.

🏠 Housing

Median Home Value
$473,200
55% above avg
Zillow Home Value
$621,925
Zillow ZHVI
Median Rent
$1,964/mo
49% above avg
Zillow Rent
$2,025/mo
Zillow ZORI
Price-to-Rent Ratio
20.1x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 88.2%
Renter-occupied 11.8%

💰 Estimated Monthly Budget

Rent median rent
$1,964
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,578/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.9 min
33% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.8%

Commute Mode

Drove alone
75.8%
Carpooled
5.9%
Public transit
2.6%
Walked
0.7%
Work from home
13.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$134,301
80% above avg
Per Capita Income
$51,419
Unemployment Rate
4.3%
10% below avg
Poverty Rate
5.9%
Labor Force Participation
65.5%

🎓 Education

Bachelor's degree+ 30.0%
Graduate degree 16.6%

👥 Demographics

Median Age 43.3
Male median age 41.4
Female median age 45.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.8°F
Avg Low
47.1°F
Annual Precip
46.6"
Annual Snowfall
31.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578665545
Low °F 262734445464696861493931
Precip" 3.422.984.133.873.974.344.664.153.823.793.334.14
Snow" 9.110.15.60.50.00.00.00.00.00.20.65.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
62.7%
Good air days/yr
247
Max AQI recorded
194
PM2.5 days
160
Ozone days

Frequently Asked Questions

What is the cost of living in Colonia, NJ?

Colonia has a cost index of 153 (100 = national average). It is 53% above the national average.

What is average rent in Colonia, NJ?

The median gross rent in Colonia is $1,964 per month based on 2023 Census data.

What is the average home price in Colonia?

The median home value in Colonia is $473,200 according to Zillow and Census data.

What is the median income in Colonia?

The median household income in Colonia is $134,301 per year (2023 ACS 5-year estimates).

What is the sales tax in Colonia, NJ?

The combined state and local sales tax rate in Colonia is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Colonia, NJ affordable?

Colonia is above average in cost of living, with an index of 153 — about 53% higher than the national average.

What is the weather like in Colonia?

Colonia has average high temperatures of 63.8°F and average lows of 47.1°F. Annual precipitation is 46.6". Average annual snowfall is 31.5". Data from NOAA 1991–2020 Climate Normals.

Colonia at a Glance

Population
18,294
Median Income
$134,301
Home Value
$473,200
Median Rent
$1,964/mo
Unemployment
4.3%
Avg High Temp
63.8°F
Sales Tax
6.6%
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