Cost of Living in Morganville, NJ

Population 5,544 · New Jersey · Data vintage 2023

195
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Morganville sits 89% above the national median — $576,000 for the typical home — but median household incomes near $134,911 (81% above the US figure) soften the blow that similar pricing creates in lower-wage metros. An unemployment rate of 1.8% points to a labor market well on the tight side of the national distribution.

Morganville sits roughly 20 miles south of Elizabeth — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 46% higher than Elizabeth's $394,000.

Cost Overview

Housing 189
Rent 204

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Morganville

The median home value in Morganville is $575,900 — 89% above the national median of $305,000. Median rent runs $2,677/month, 104% higher than the national median of $1,314/month. The median household income of $134,911/year is 81% higher than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.8°F and lows of 47.1°F, with about 31.5" of annual snowfall. Overall, Morganville has a cost of living index of 195 versus the US average of 100, meaning it is 95% more expensive.

🏠 Housing

Median Home Value
$575,900
89% above avg
Zillow Home Value
$829,629
Zillow ZHVI
Median Rent
$2,677/mo
104% above avg
Zillow Rent
$3,261/mo
Zillow ZORI
Price-to-Rent Ratio
17.9x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 87.7%
Renter-occupied 12.3%

💰 Estimated Monthly Budget

Rent median rent
$2,677
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,291/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
41.3 min
53% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.8%

Commute Mode

Drove alone
59.3%
Carpooled
11.4%
Public transit
8.7%
Walked
0.4%
Work from home
18.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$134,911
81% above avg
Per Capita Income
$74,279
Unemployment Rate
1.8%
63% below avg
Poverty Rate
4.2%
Labor Force Participation
70.5%

🎓 Education

Bachelor's degree+ 26.9%
Graduate degree 32.0%

👥 Demographics

Median Age 46
Male median age 47
Female median age 45.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.8°F
Avg Low
47.1°F
Annual Precip
46.6"
Annual Snowfall
31.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578665545
Low °F 262734445464696861493931
Precip" 3.422.984.133.873.974.344.664.153.823.793.334.14
Snow" 9.110.15.60.50.00.00.00.00.00.20.65.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
85%
Good air days/yr
140
Max AQI recorded
0
PM2.5 days
247
Ozone days

Frequently Asked Questions

What is the cost of living in Morganville, NJ?

Morganville has a cost index of 195 (100 = national average). It is 95% above the national average.

What is average rent in Morganville, NJ?

The median gross rent in Morganville is $2,677 per month based on 2023 Census data.

What is the average home price in Morganville?

The median home value in Morganville is $575,900 according to Zillow and Census data.

What is the median income in Morganville?

The median household income in Morganville is $134,911 per year (2023 ACS 5-year estimates).

What is the sales tax in Morganville, NJ?

The combined state and local sales tax rate in Morganville is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Morganville, NJ affordable?

Morganville is above average in cost of living, with an index of 195 — about 95% higher than the national average.

What is the weather like in Morganville?

Morganville has average high temperatures of 63.8°F and average lows of 47.1°F. Annual precipitation is 46.6". Average annual snowfall is 31.5". Data from NOAA 1991–2020 Climate Normals.

Morganville at a Glance

Population
5,544
Median Income
$134,911
Home Value
$575,900
Median Rent
$2,677/mo
Unemployment
1.8%
Avg High Temp
63.8°F
Sales Tax
6.6%
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