Cost of Living in Morristown, NJ

Population 20,256 · New Jersey · Data vintage 2023

175
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Morristown's housing market reflects its status as a high-earning metro: $553,000 for a typical home, 81% above the US median, paired with household incomes around $115,409 that put it in the upper third of the state.

Geographically, Morristown sits roughly 15 miles west of Newark. Median home values run roughly 64% higher than Newark's $338,000.

Cost Overview

Housing 181
Rent 165

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Morristown

The median home value in Morristown is $552,800 — 81% above the national median of $305,000. Median rent runs $2,171/month, 65% higher than the national median of $1,314/month. The median household income of $115,409/year is 55% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 62.4°F and lows of 43.8°F. Overall, Morristown has a cost of living index of 175 versus the US average of 100, meaning it is 75% more expensive.

🏠 Housing

Median Home Value
$552,800
81% above avg
Zillow Home Value
$862,202
Zillow ZHVI
Median Rent
$2,171/mo
65% above avg
Zillow Rent
$2,961/mo
Zillow ZORI
Price-to-Rent Ratio
21.2x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 36.1%
Renter-occupied 63.9%

💰 Estimated Monthly Budget

Rent median rent
$2,171
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,785/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.8 min
1% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.9%

Commute Mode

Drove alone
63.2%
Carpooled
8.8%
Public transit
3.1%
Walked
6.7%
Bicycle
0.2%
Work from home
16.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$115,409
55% above avg
Per Capita Income
$66,773
Unemployment Rate
5.0%
4% above avg
Poverty Rate
9.2%
Labor Force Participation
75.8%

🎓 Education

Bachelor's degree+ 33.1%
Graduate degree 24.4%

👥 Demographics

Median Age 34
Male median age 33.8
Female median age 34.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.4°F
Avg Low
43.8°F
Annual Precip
44.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384149627281858476655343
Low °F 232431415160666457453528
Precip" 3.042.554.073.713.394.274.334.493.723.973.304.04

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
86.5%
Good air days/yr
154
Max AQI recorded
39
PM2.5 days
311
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

85%
4-Year Graduation Rate
12.1:1
Student-teacher ratio
10
Public schools
5,492
Total enrollment

Frequently Asked Questions

What is the cost of living in Morristown, NJ?

Morristown has a cost index of 175 (100 = national average). It is 75% above the national average.

What is average rent in Morristown, NJ?

The median gross rent in Morristown is $2,171 per month based on 2023 Census data.

What is the average home price in Morristown?

The median home value in Morristown is $552,800 according to Zillow and Census data.

What is the median income in Morristown?

The median household income in Morristown is $115,409 per year (2023 ACS 5-year estimates).

What is the sales tax in Morristown, NJ?

The combined state and local sales tax rate in Morristown is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Morristown, NJ affordable?

Morristown is above average in cost of living, with an index of 175 — about 75% higher than the national average.

What is the weather like in Morristown?

Morristown has average high temperatures of 62.4°F and average lows of 43.8°F. Annual precipitation is 44.9". Data from NOAA 1991–2020 Climate Normals.

Morristown at a Glance

Population
20,256
Median Income
$115,409
Home Value
$552,800
Median Rent
$2,171/mo
Unemployment
5.0%
Avg High Temp
62.4°F
Sales Tax
6.6%
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