Cost of Living in New Milford, NJ

Population 16,882 · New Jersey · Data vintage 2023

162
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in New Milford sits 82% above the national median — $555,000 for the typical home — but median household incomes near $113,513 (52% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 6.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 8 miles east of Paterson, New Milford falls within that metro's commuting orbit. Median home values run roughly 65% higher than Paterson's $335,000.

Cost Overview

Housing 182
Rent 131

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in New Milford

The median home value in New Milford is $554,800 — 82% above the national median of $305,000. Median rent runs $1,722/month, 31% higher than the national median of $1,314/month. The median household income of $113,513/year is 52% higher than the US median of $74,580. The local unemployment rate is 6.4%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 64.0°F and lows of 46.7°F. Overall, New Milford has a cost of living index of 162 versus the US average of 100, meaning it is 62% more expensive.

🏠 Housing

Median Home Value
$554,800
82% above avg
Zillow Home Value
$709,435
Zillow ZHVI
Median Rent
$1,722/mo
31% above avg
Price-to-Rent Ratio
26.8x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 62.7%
Renter-occupied 37.3%

💰 Estimated Monthly Budget

Rent median rent
$1,722
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,336/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.0 min
22% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.0%

Commute Mode

Drove alone
62.9%
Carpooled
10.8%
Public transit
7.8%
Walked
1.0%
Bicycle
0.3%
Work from home
14.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$113,513
52% above avg
Per Capita Income
$51,201
Unemployment Rate
6.4%
33% above avg
Poverty Rate
4.6%
Labor Force Participation
71.0%

🎓 Education

Bachelor's degree+ 32.5%
Graduate degree 15.5%

👥 Demographics

Median Age 39.5
Male median age 39.7
Female median age 39

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.0°F
Avg Low
46.7°F
Annual Precip
46.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578675645
Low °F 262734445363696760483831
Precip" 3.282.824.093.973.944.254.454.254.113.733.304.10

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
55.9%
Good air days/yr
197
Max AQI recorded
245
PM2.5 days
91
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
12.5:1
Student-teacher ratio
4
Public schools
2,008
Total enrollment

Frequently Asked Questions

What is the cost of living in New Milford, NJ?

New Milford has a cost index of 162 (100 = national average). It is 62% above the national average.

What is average rent in New Milford, NJ?

The median gross rent in New Milford is $1,722 per month based on 2023 Census data.

What is the average home price in New Milford?

The median home value in New Milford is $554,800 according to Zillow and Census data.

What is the median income in New Milford?

The median household income in New Milford is $113,513 per year (2023 ACS 5-year estimates).

What is the sales tax in New Milford, NJ?

The combined state and local sales tax rate in New Milford is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is New Milford, NJ affordable?

New Milford is above average in cost of living, with an index of 162 — about 62% higher than the national average.

What is the weather like in New Milford?

New Milford has average high temperatures of 64.0°F and average lows of 46.7°F. Annual precipitation is 46.3". Data from NOAA 1991–2020 Climate Normals.

New Milford at a Glance

Population
16,882
Median Income
$113,513
Home Value
$554,800
Median Rent
$1,722/mo
Unemployment
6.4%
Avg High Temp
64.0°F
Sales Tax
6.6%
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