Cost of Living in Oak Ridge, NJ

Population 10,860 · New Jersey · Data vintage 2023

122
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Oak Ridge is a smaller New Jersey community of around 11000 residents, where median household incomes of $118,718 and housing costs ($417,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Oak Ridge sits roughly 20 miles west of Paterson. Median home values run roughly 24% higher than Paterson's $335,000.

Cost Overview

Housing 137
Rent 100

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oak Ridge

The median home value in Oak Ridge is $417,300 — 37% above the national median of $305,000. Median rent runs $1,320/month, equal to than the national median of $1,314/month. The median household income of $118,718/year is 59% higher than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 60.7°F and lows of 40.2°F. Overall, Oak Ridge has a cost of living index of 122 versus the US average of 100, meaning it is 22% more expensive.

🏠 Housing

Median Home Value
$417,300
37% above avg
Median Rent
$1,320/mo
0% below avg
Price-to-Rent Ratio
26.3x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 89.0%
Renter-occupied 10.9%

💰 Estimated Monthly Budget

Rent median rent
$1,320
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,934/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
44.7 min
66% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.8%

Commute Mode

Drove alone
78.3%
Carpooled
8.9%
Public transit
1.7%
Walked
1.4%
Work from home
9.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$118,718
59% above avg
Per Capita Income
$54,052
Unemployment Rate
5.3%
11% above avg
Poverty Rate
6.7%
Labor Force Participation
69.8%

🎓 Education

Bachelor's degree+ 27.8%
Graduate degree 15.3%

👥 Demographics

Median Age 45.8
Male median age 45.5
Female median age 46.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.7°F
Avg Low
40.2°F
Annual Precip
48.8"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 363948617179848274635241
Low °F 192028384857626052423225
Precip" 3.272.834.073.783.834.545.064.854.324.643.434.18

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
86.5%
Good air days/yr
154
Max AQI recorded
39
PM2.5 days
311
Ozone days

Frequently Asked Questions

What is the cost of living in Oak Ridge, NJ?

Oak Ridge has a cost index of 122 (100 = national average). It is 22% above the national average.

What is average rent in Oak Ridge, NJ?

The median gross rent in Oak Ridge is $1,320 per month based on 2023 Census data.

What is the average home price in Oak Ridge?

The median home value in Oak Ridge is $417,300 according to 2023 Census ACS data.

What is the median income in Oak Ridge?

The median household income in Oak Ridge is $118,718 per year (2023 ACS 5-year estimates).

What is the sales tax in Oak Ridge, NJ?

The combined state and local sales tax rate in Oak Ridge is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Oak Ridge, NJ affordable?

Oak Ridge is above average in cost of living, with an index of 122 — about 22% higher than the national average.

What is the weather like in Oak Ridge?

Oak Ridge has average high temperatures of 60.7°F and average lows of 40.2°F. Annual precipitation is 48.8". Data from NOAA 1991–2020 Climate Normals.

Oak Ridge at a Glance

Population
10,860
Median Income
$118,718
Home Value
$417,300
Median Rent
$1,320/mo
Unemployment
5.3%
Avg High Temp
60.7°F
Sales Tax
6.6%
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🗺️ County data for New Jersey

Explore county-level cost of living data

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