Cost of Living in Princeton, NJ

Population 30,451 · New Jersey · Data vintage 2023

279
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Princeton's housing market reflects its status as a high-earning metro: $1 million for a typical home, 241% above the US median, paired with household incomes around $184,113 that put it in the upper third of the state.

Geographically, Princeton is about 35 miles southwest of Elizabeth, the nearest large metro. Median home values run roughly 164% higher than Elizabeth's $394,000.

Cost Overview

Housing 341
Rent 186

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Princeton

The median home value in Princeton is $1,040,400 — 241% above the national median of $305,000. Median rent runs $2,448/month, 86% higher than the national median of $1,314/month. The median household income of $184,113/year is 147% higher than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.4°F and lows of 44.8°F, with about 26.6" of annual snowfall. Overall, Princeton has a cost of living index of 279 versus the US average of 100, meaning it is 179% more expensive.

🏠 Housing

Median Home Value
$1,040,400
241% above avg
Zillow Home Value
$943,924
Zillow ZHVI
Median Rent
$2,448/mo
86% above avg
Zillow Rent
$3,188/mo
Zillow ZORI
Price-to-Rent Ratio
35.4x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 56.0%
Renter-occupied 44.0%

💰 Estimated Monthly Budget

Rent median rent
$2,448
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,062/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.8 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
31.7%

Commute Mode

Drove alone
33.3%
Carpooled
2.1%
Public transit
6.7%
Walked
20.0%
Bicycle
5.1%
Work from home
31.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$184,113
147% above avg
Per Capita Income
$86,332
Unemployment Rate
4.5%
6% below avg
Poverty Rate
6.8%
Labor Force Participation
61.5%

🎓 Education

Bachelor's degree+ 29.0%
Graduate degree 55.7%

👥 Demographics

Median Age 27.5
Male median age 26.8
Female median age 29.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.4°F
Avg Low
44.8°F
Annual Precip
45.6"
Annual Snowfall
26.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637281868477665544
Low °F 242633425261676558463629
Precip" 3.292.654.003.633.994.354.424.224.053.793.204.04
Snow" 8.28.74.00.50.00.00.00.00.00.10.54.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
53.2%
Good air days/yr
244
Max AQI recorded
242
PM2.5 days
123
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

94%
4-Year Graduation Rate
11.9:1
Student-teacher ratio
6
Public schools
3,889
Total enrollment

Frequently Asked Questions

What is the cost of living in Princeton, NJ?

Princeton has a cost index of 279 (100 = national average). It is 179% above the national average.

What is average rent in Princeton, NJ?

The median gross rent in Princeton is $2,448 per month based on 2023 Census data.

What is the average home price in Princeton?

The median home value in Princeton is $1,040,400 according to Zillow and Census data.

What is the median income in Princeton?

The median household income in Princeton is $184,113 per year (2023 ACS 5-year estimates).

What is the sales tax in Princeton, NJ?

The combined state and local sales tax rate in Princeton is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Princeton, NJ affordable?

Princeton is above average in cost of living, with an index of 279 — about 179% higher than the national average.

What is the weather like in Princeton?

Princeton has average high temperatures of 63.4°F and average lows of 44.8°F. Annual precipitation is 45.6". Average annual snowfall is 26.6". Data from NOAA 1991–2020 Climate Normals.

Princeton at a Glance

Population
30,451
Median Income
$184,113
Home Value
$1,040,400
Median Rent
$2,448/mo
Unemployment
4.5%
Avg High Temp
63.4°F
Sales Tax
6.6%
View all cities in New Jersey →
🗺️ County data for New Jersey

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs