Cost of Living in Ringwood, NJ

Population 11,600 · New Jersey · Data vintage 2023

144
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ringwood is a smaller New Jersey community of around 12000 residents, where median household incomes of $142,529 and housing costs ($435,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 14 miles northwest of Paterson, Ringwood falls within that metro's commuting orbit. Median home values run roughly 30% higher than Paterson's $335,000.

Cost Overview

Housing 143
Rent 147

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ringwood

The median home value in Ringwood is $434,800 — 43% above the national median of $305,000. Median rent runs $1,934/month, 47% higher than the national median of $1,314/month. The median household income of $142,529/year is 91% higher than the US median of $74,580. The local unemployment rate is 5.7%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 62.4°F and lows of 43.8°F. Overall, Ringwood has a cost of living index of 144 versus the US average of 100, meaning it is 44% more expensive.

🏠 Housing

Median Home Value
$434,800
43% above avg
Zillow Home Value
$582,023
Zillow ZHVI
Median Rent
$1,934/mo
47% above avg
Price-to-Rent Ratio
18.7x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 95.5%
Renter-occupied 4.5%

💰 Estimated Monthly Budget

Rent median rent
$1,934
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,548/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
37.5 min
39% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.1%

Commute Mode

Drove alone
75.7%
Carpooled
6.1%
Public transit
1.9%
Walked
0.6%
Bicycle
0.2%
Work from home
15.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$142,529
91% above avg
Per Capita Income
$64,077
Unemployment Rate
5.7%
17% above avg
Poverty Rate
2.4%
Labor Force Participation
69.5%

🎓 Education

Bachelor's degree+ 34.0%
Graduate degree 16.3%

👥 Demographics

Median Age 43.6
Male median age 42.7
Female median age 44.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.4°F
Avg Low
43.8°F
Annual Precip
44.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384149627281858476655343
Low °F 232431415160666457453528
Precip" 3.042.554.073.713.394.274.334.493.723.973.304.04

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
68.3%
Good air days/yr
199
Max AQI recorded
220
PM2.5 days
133
Ozone days

Frequently Asked Questions

What is the cost of living in Ringwood, NJ?

Ringwood has a cost index of 144 (100 = national average). It is 44% above the national average.

What is average rent in Ringwood, NJ?

The median gross rent in Ringwood is $1,934 per month based on 2023 Census data.

What is the average home price in Ringwood?

The median home value in Ringwood is $434,800 according to Zillow and Census data.

What is the median income in Ringwood?

The median household income in Ringwood is $142,529 per year (2023 ACS 5-year estimates).

What is the sales tax in Ringwood, NJ?

The combined state and local sales tax rate in Ringwood is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Ringwood, NJ affordable?

Ringwood is above average in cost of living, with an index of 144 — about 44% higher than the national average.

What is the weather like in Ringwood?

Ringwood has average high temperatures of 62.4°F and average lows of 43.8°F. Annual precipitation is 44.9". Data from NOAA 1991–2020 Climate Normals.

Ringwood at a Glance

Population
11,600
Median Income
$142,529
Home Value
$434,800
Median Rent
$1,934/mo
Unemployment
5.7%
Avg High Temp
62.4°F
Sales Tax
6.6%
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Explore county-level cost of living data

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