Cost of Living in Salem, NJ

Population 5,315 · New Jersey · Data vintage 2023

44
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Salem's median household income of $40,650 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (31% here). Unemployment has stayed elevated relative to the national figure — 10.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Salem is about 35 miles southwest of Philadelphia, the nearest large metro. Median home values run roughly 70% lower than Philadelphia's $232,000.

Cost Overview

Housing 23
Rent 75

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Salem

The median home value in Salem is $69,300 — 77% below the national median of $305,000. Median rent runs $992/month, 25% lower than the national median of $1,314/month. The median household income of $40,650/year is 45% lower than the US median of $74,580. The local unemployment rate is 10.6%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 64.8°F and lows of 46.3°F, with about 20.2" of annual snowfall. Overall, Salem has a cost of living index of 44 versus the US average of 100, meaning it is 56% less expensive.

🏠 Housing

Median Home Value
$69,300
77% below avg
Zillow Home Value
$225,390
Zillow ZHVI
Median Rent
$992/mo
25% below avg
Price-to-Rent Ratio
5.8x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 34.7%
Renter-occupied 65.3%

💰 Estimated Monthly Budget

Rent median rent
$992
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,606/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.7 min
14% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.7%

Commute Mode

Drove alone
60.8%
Carpooled
20.1%
Public transit
4.2%
Walked
0.8%
Bicycle
0.6%
Work from home
12.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$40,650
45% below avg
Per Capita Income
$24,371
Unemployment Rate
10.6%
119% above avg
Poverty Rate
31.2%
Labor Force Participation
56.0%

🎓 Education

Bachelor's degree+ 9.0%
Graduate degree 3.8%

👥 Demographics

Median Age 36.1
Male median age 36.5
Female median age 35.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.8°F
Avg Low
46.3°F
Annual Precip
45.3"
Annual Snowfall
20.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 414453647482878579675646
Low °F 262734445363686759473730
Precip" 3.232.834.163.513.574.674.413.984.383.683.063.85
Snow" 6.17.83.10.10.00.00.00.00.00.00.22.9

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
10.4:1
Student-teacher ratio
6
Public schools
1,751
Total enrollment

Frequently Asked Questions

What is the cost of living in Salem, NJ?

Salem has a cost index of 44 (100 = national average). It is 56% below the national average.

What is average rent in Salem, NJ?

The median gross rent in Salem is $992 per month based on 2023 Census data.

What is the average home price in Salem?

The median home value in Salem is $69,300 according to Zillow and Census data.

What is the median income in Salem?

The median household income in Salem is $40,650 per year (2023 ACS 5-year estimates).

What is the sales tax in Salem, NJ?

The combined state and local sales tax rate in Salem is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Salem, NJ affordable?

Yes, Salem is generally considered affordable, with a cost of living index of 44 — about 56% below the US national average of 100.

What is the weather like in Salem?

Salem has average high temperatures of 64.8°F and average lows of 46.3°F. Annual precipitation is 45.3". Average annual snowfall is 20.2". Data from NOAA 1991–2020 Climate Normals.

Salem at a Glance

Population
5,315
Median Income
$40,650
Home Value
$69,300
Median Rent
$992/mo
Unemployment
10.6%
Avg High Temp
64.8°F
Sales Tax
6.6%
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