Cost of Living in Twin Rivers, NJ

Population 8,315 · New Jersey · Data vintage 2023

102
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Twin Rivers is a smaller New Jersey community of around 8000 residents, where median household incomes of $98,831 and housing costs ($274,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Twin Rivers is about 30 miles southwest of Elizabeth, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 30% lower than Elizabeth's $394,000.

Cost Overview

Housing 90
Rent 120

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Twin Rivers

The median home value in Twin Rivers is $273,900 — 10% below the national median of $305,000. Median rent runs $1,583/month, 20% higher than the national median of $1,314/month. The median household income of $98,831/year is 33% higher than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.4°F and lows of 44.8°F, with about 26.6" of annual snowfall. Overall, Twin Rivers has a cost of living index of 102 versus the US average of 100, meaning it is 2% more expensive.

🏠 Housing

Median Home Value
$273,900
10% below avg
Median Rent
$1,583/mo
20% above avg
Price-to-Rent Ratio
14.4x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 70.1%
Renter-occupied 29.9%

💰 Estimated Monthly Budget

Rent median rent
$1,583
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,197/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.5 min
13% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.1%

Commute Mode

Drove alone
63.8%
Carpooled
7.5%
Public transit
1.9%
Walked
1.7%
Work from home
17.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$98,831
33% above avg
Per Capita Income
$41,373
Unemployment Rate
3.5%
26% below avg
Poverty Rate
3.0%
Labor Force Participation
77.7%

🎓 Education

Bachelor's degree+ 25.2%
Graduate degree 9.5%

👥 Demographics

Median Age 36.2
Male median age 40.2
Female median age 33.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.4°F
Avg Low
44.8°F
Annual Precip
45.6"
Annual Snowfall
26.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637281868477665544
Low °F 242633425261676558463629
Precip" 3.292.654.003.633.994.354.424.224.053.793.204.04
Snow" 8.28.74.00.50.00.00.00.00.00.10.54.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
53.2%
Good air days/yr
244
Max AQI recorded
242
PM2.5 days
123
Ozone days

Frequently Asked Questions

What is the cost of living in Twin Rivers, NJ?

Twin Rivers has a cost index of 102 (100 = national average). It is 2% above the national average.

What is average rent in Twin Rivers, NJ?

The median gross rent in Twin Rivers is $1,583 per month based on 2023 Census data.

What is the average home price in Twin Rivers?

The median home value in Twin Rivers is $273,900 according to 2023 Census ACS data.

What is the median income in Twin Rivers?

The median household income in Twin Rivers is $98,831 per year (2023 ACS 5-year estimates).

What is the sales tax in Twin Rivers, NJ?

The combined state and local sales tax rate in Twin Rivers is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Twin Rivers, NJ affordable?

Twin Rivers is near the national average in terms of cost of living, with an index of 102 (100 = US average).

What is the weather like in Twin Rivers?

Twin Rivers has average high temperatures of 63.4°F and average lows of 44.8°F. Annual precipitation is 45.6". Average annual snowfall is 26.6". Data from NOAA 1991–2020 Climate Normals.

Twin Rivers at a Glance

Population
8,315
Median Income
$98,831
Home Value
$273,900
Median Rent
$1,583/mo
Unemployment
3.5%
Avg High Temp
63.4°F
Sales Tax
6.6%
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