Cost of Living in Armonk, NY

Population 4,382 · New York · Data vintage 2023

337
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Armonk sits 237% above the national median — $1 million for the typical home — but median household incomes near $245,500 (229% above the US figure) soften the blow that similar pricing creates in lower-wage metros. The labor market has been unusually tight, with unemployment around 2.0% — below most comparable cities in the state.

Located 10 miles west of Stamford, Armonk falls within that metro's commuting orbit. Median home values run roughly 68% higher than Stamford's $614,000.

Cost Overview

Housing 337

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Armonk

The median home value in Armonk is $1,029,300 — 237% above the national median of $305,000. The median household income of $245,500/year is 229% higher than the US median of $74,580. The local unemployment rate is 2.0%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.6°F and lows of 43.4°F. Overall, Armonk has a cost of living index of 337 versus the US average of 100, meaning it is 237% more expensive.

🏠 Housing

Median Home Value
$1,029,300
237% above avg
Zillow Home Value
$266,645
Zillow ZHVI
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 92.9%
Renter-occupied 7.1%

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
41.0 min
52% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
24.3%

Commute Mode

Drove alone
56.3%
Carpooled
3.4%
Public transit
14.7%
Walked
0.7%
Work from home
24.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$245,500
229% above avg
Per Capita Income
$119,014
Unemployment Rate
2.0%
59% below avg
Poverty Rate
5.4%
Labor Force Participation
57.9%

🎓 Education

Bachelor's degree+ 44.1%
Graduate degree 35.9%

👥 Demographics

Median Age 42.6
Male median age 44.4
Female median age 39

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.6°F
Avg Low
43.4°F
Annual Precip
47.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374048596978838174635242
Low °F 222431405059656457463628
Precip" 3.202.534.114.203.944.254.074.364.944.333.644.18

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
78.6%
Good air days/yr
198
Max AQI recorded
144
PM2.5 days
221
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

99%
4-Year Graduation Rate
10.2:1
Student-teacher ratio
4
Public schools
2,292
Total enrollment

Frequently Asked Questions

What is the cost of living in Armonk, NY?

Armonk has a cost index of 337 (100 = national average). It is 237% above the national average.

What is the average home price in Armonk?

The median home value in Armonk is $1,029,300 according to Zillow and Census data.

What is the median income in Armonk?

The median household income in Armonk is $245,500 per year (2023 ACS 5-year estimates).

What is the sales tax in Armonk, NY?

The combined state and local sales tax rate in Armonk is 8.5%. The New York state income tax top rate is 10.9%.

Is Armonk, NY affordable?

Armonk is above average in cost of living, with an index of 337 — about 237% higher than the national average.

What is the weather like in Armonk?

Armonk has average high temperatures of 60.6°F and average lows of 43.4°F. Annual precipitation is 47.8". Data from NOAA 1991–2020 Climate Normals.

Armonk at a Glance

Population
4,382
Median Income
$245,500
Home Value
$1,029,300
Unemployment
2.0%
Avg High Temp
60.6°F
Sales Tax
8.5%
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🗺️ County data for New York

Explore county-level cost of living data

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