Cost of Living in Ossining, NY

Population 26,979 · New York · Data vintage 2023

152
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ossining is effectively a commuter community: the average resident spends 41 minutes each way getting to work, well above the 27-minute US median. Housing costs ($444,000 for a typical home) tend to reflect the tradeoff between price and access.

Ossining sits roughly 14 miles north of Yonkers — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Yonkers' $478,000 median.

Cost Overview

Housing 146
Rent 160

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ossining

The median home value in Ossining is $444,200 — 46% above the national median of $305,000. Median rent runs $2,108/month, 60% higher than the national median of $1,314/month. The median household income of $100,997/year is 35% higher than the US median of $74,580. The local unemployment rate is 5.2%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.6°F and lows of 43.4°F. Overall, Ossining has a cost of living index of 152 versus the US average of 100, meaning it is 52% more expensive.

🏠 Housing

Median Home Value
$444,200
46% above avg
Median Rent
$2,108/mo
60% above avg
Zillow Rent
$3,029/mo
Zillow ZORI
Price-to-Rent Ratio
17.6x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 53.3%
Renter-occupied 46.7%

💰 Estimated Monthly Budget

Rent median rent
$2,108
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,722/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
40.6 min
50% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.4%

Commute Mode

Drove alone
58.6%
Carpooled
9.1%
Public transit
13.6%
Walked
1.9%
Work from home
13.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$100,997
35% above avg
Per Capita Income
$51,163
Unemployment Rate
5.2%
9% above avg
Poverty Rate
8.7%
Labor Force Participation
63.9%

🎓 Education

Bachelor's degree+ 18.1%
Graduate degree 22.2%

👥 Demographics

Median Age 41.4
Male median age 40.4
Female median age 43.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.6°F
Avg Low
43.4°F
Annual Precip
47.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 374048596978838174635242
Low °F 222431405059656457463628
Precip" 3.202.534.114.203.944.254.074.364.944.333.644.18

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
78.6%
Good air days/yr
198
Max AQI recorded
144
PM2.5 days
221
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

82%
4-Year Graduation Rate
14.1:1
Student-teacher ratio
6
Public schools
5,061
Total enrollment

Frequently Asked Questions

What is the cost of living in Ossining, NY?

Ossining has a cost index of 152 (100 = national average). It is 52% above the national average.

What is average rent in Ossining, NY?

The median gross rent in Ossining is $2,108 per month based on 2023 Census data.

What is the average home price in Ossining?

The median home value in Ossining is $444,200 according to 2023 Census ACS data.

What is the median income in Ossining?

The median household income in Ossining is $100,997 per year (2023 ACS 5-year estimates).

What is the sales tax in Ossining, NY?

The combined state and local sales tax rate in Ossining is 8.5%. The New York state income tax top rate is 10.9%.

Is Ossining, NY affordable?

Ossining is above average in cost of living, with an index of 152 — about 52% higher than the national average.

What is the weather like in Ossining?

Ossining has average high temperatures of 60.6°F and average lows of 43.4°F. Annual precipitation is 47.8". Data from NOAA 1991–2020 Climate Normals.

Ossining at a Glance

Population
26,979
Median Income
$100,997
Home Value
$444,200
Median Rent
$2,108/mo
Unemployment
5.2%
Avg High Temp
60.6°F
Sales Tax
8.5%
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