Cost of Living in Baldwin, NY

Population 33,595 · New York · Data vintage 2023

165
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Baldwin sits 90% above the national median — $578,000 for the typical home — but median household incomes near $139,840 (88% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Located 15 miles east of New York, Baldwin falls within that metro's commuting orbit. Median home values run roughly 23% lower than New York's $752,000.

Cost Overview

Housing 190
Rent 129

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Baldwin

The median home value in Baldwin is $578,200 — 90% above the national median of $305,000. Median rent runs $1,695/month, 29% higher than the national median of $1,314/month. The median household income of $139,840/year is 88% higher than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.6°F and lows of 47.0°F, with about 25.9" of annual snowfall. Overall, Baldwin has a cost of living index of 165 versus the US average of 100, meaning it is 65% more expensive.

🏠 Housing

Median Home Value
$578,200
90% above avg
Zillow Home Value
$700,047
Zillow ZHVI
Median Rent
$1,695/mo
29% above avg
Price-to-Rent Ratio
28.4x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 87.5%
Renter-occupied 12.5%

💰 Estimated Monthly Budget

Rent median rent
$1,695
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,309/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
41.5 min
54% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.4%

Commute Mode

Drove alone
65.0%
Carpooled
9.0%
Public transit
12.6%
Walked
1.5%
Work from home
10.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$139,840
88% above avg
Per Capita Income
$54,969
Unemployment Rate
4.1%
15% below avg
Poverty Rate
5.4%
Labor Force Participation
69.9%

🎓 Education

Bachelor's degree+ 24.0%
Graduate degree 18.8%

👥 Demographics

Median Age 42.3
Male median age 40
Female median age 44.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.6°F
Avg Low
47.0°F
Annual Precip
43.3"
Annual Snowfall
25.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404249596878848276655445
Low °F 262734435362696861504032
Precip" 3.232.763.943.553.663.853.864.113.583.723.073.96
Snow" 7.58.64.30.60.00.00.00.00.00.00.44.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
75.3%
Good air days/yr
197
Max AQI recorded
365
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

95%
4-Year Graduation Rate
11.2:1
Student-teacher ratio
7
Public schools
4,593
Total enrollment

Frequently Asked Questions

What is the cost of living in Baldwin, NY?

Baldwin has a cost index of 165 (100 = national average). It is 65% above the national average.

What is average rent in Baldwin, NY?

The median gross rent in Baldwin is $1,695 per month based on 2023 Census data.

What is the average home price in Baldwin?

The median home value in Baldwin is $578,200 according to Zillow and Census data.

What is the median income in Baldwin?

The median household income in Baldwin is $139,840 per year (2023 ACS 5-year estimates).

What is the sales tax in Baldwin, NY?

The combined state and local sales tax rate in Baldwin is 8.5%. The New York state income tax top rate is 10.9%.

Is Baldwin, NY affordable?

Baldwin is above average in cost of living, with an index of 165 — about 65% higher than the national average.

What is the weather like in Baldwin?

Baldwin has average high temperatures of 61.6°F and average lows of 47.0°F. Annual precipitation is 43.3". Average annual snowfall is 25.9". Data from NOAA 1991–2020 Climate Normals.

Baldwin at a Glance

Population
33,595
Median Income
$139,840
Home Value
$578,200
Median Rent
$1,695/mo
Unemployment
4.1%
Avg High Temp
61.6°F
Sales Tax
8.5%
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