Cost of Living in Oceanside, NY
Population 31,907 · New York · Data vintage 2023
(100 = US avg)
Housing in Oceanside sits 105% above the national median — $627,000 for the typical home — but median household incomes near $145,282 (95% above the US figure) soften the blow that similar pricing creates in lower-wage metros.
Oceanside sits roughly 15 miles east of New York — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 17% lower than New York's $752,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Oceanside
The median home value in Oceanside is $626,700 — 105% above the national median of $305,000. Median rent runs $2,118/month, 61% higher than the national median of $1,314/month. The median household income of $145,282/year is 95% higher than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.6°F and lows of 47.0°F, with about 25.9" of annual snowfall. Overall, Oceanside has a cost of living index of 188 versus the US average of 100, meaning it is 88% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 42 | 49 | 59 | 68 | 78 | 84 | 82 | 76 | 65 | 54 | 45 |
| Low °F | 26 | 27 | 34 | 43 | 53 | 62 | 69 | 68 | 61 | 50 | 40 | 32 |
| Precip" | 3.23 | 2.76 | 3.94 | 3.55 | 3.66 | 3.85 | 3.86 | 4.11 | 3.58 | 3.72 | 3.07 | 3.96 |
| Snow" | 7.5 | 8.6 | 4.3 | 0.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.4 | 4.5 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Oceanside, NY?
Oceanside has a cost index of 188 (100 = national average). It is 88% above the national average.
What is average rent in Oceanside, NY?
The median gross rent in Oceanside is $2,118 per month based on 2023 Census data.
What is the average home price in Oceanside?
The median home value in Oceanside is $626,700 according to Zillow and Census data.
What is the median income in Oceanside?
The median household income in Oceanside is $145,282 per year (2023 ACS 5-year estimates).
What is the sales tax in Oceanside, NY?
The combined state and local sales tax rate in Oceanside is 8.5%. The New York state income tax top rate is 10.9%.
Is Oceanside, NY affordable?
Oceanside is above average in cost of living, with an index of 188 — about 88% higher than the national average.
What is the weather like in Oceanside?
Oceanside has average high temperatures of 61.6°F and average lows of 47.0°F. Annual precipitation is 43.3". Average annual snowfall is 25.9". Data from NOAA 1991–2020 Climate Normals.
Oceanside at a Glance
- Population
- 31,907
- Median Income
- $145,282
- Home Value
- $626,700
- Median Rent
- $2,118/mo
- Unemployment
- 5.9%
- Avg High Temp
- 61.6°F
- Sales Tax
- 8.5%
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New York Rankings
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