Cost of Living in Island Park, NY

Population 4,958 · New York · Data vintage 2023

168
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Island Park a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $529,000. Unemployment has stayed elevated relative to the national figure — 7.5% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Island Park sits roughly 15 miles east of New York. Median home values run roughly 30% lower than New York's $752,000.

Cost Overview

Housing 173
Rent 159

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Island Park

The median home value in Island Park is $529,000 — 73% above the national median of $305,000. Median rent runs $2,092/month, 59% higher than the national median of $1,314/month. The median household income of $104,657/year is 40% higher than the US median of $74,580. The local unemployment rate is 7.5%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.6°F and lows of 47.0°F, with about 25.9" of annual snowfall. Overall, Island Park has a cost of living index of 168 versus the US average of 100, meaning it is 68% more expensive.

🏠 Housing

Median Home Value
$529,000
73% above avg
Zillow Home Value
$505,082
Zillow ZHVI
Median Rent
$2,092/mo
59% above avg
Zillow Rent
$4,200/mo
Zillow ZORI
Price-to-Rent Ratio
21.1x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 52.3%
Renter-occupied 47.7%

💰 Estimated Monthly Budget

Rent median rent
$2,092
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,706/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.6 min
47% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.5%

Commute Mode

Drove alone
59.6%
Carpooled
8.3%
Public transit
12.6%
Walked
1.1%
Work from home
14.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$104,657
40% above avg
Per Capita Income
$49,264
Unemployment Rate
7.5%
56% above avg
Poverty Rate
11.8%
Labor Force Participation
60.2%

🎓 Education

Bachelor's degree+ 17.6%
Graduate degree 12.5%

👥 Demographics

Median Age 42.4
Male median age 40.5
Female median age 46.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.6°F
Avg Low
47.0°F
Annual Precip
43.3"
Annual Snowfall
25.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404249596878848276655445
Low °F 262734435362696861504032
Precip" 3.232.763.943.553.663.853.864.113.583.723.073.96
Snow" 7.58.64.30.60.00.00.00.00.00.00.44.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
75.3%
Good air days/yr
197
Max AQI recorded
365
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Island Park, NY?

Island Park has a cost index of 168 (100 = national average). It is 68% above the national average.

What is average rent in Island Park, NY?

The median gross rent in Island Park is $2,092 per month based on 2023 Census data.

What is the average home price in Island Park?

The median home value in Island Park is $529,000 according to Zillow and Census data.

What is the median income in Island Park?

The median household income in Island Park is $104,657 per year (2023 ACS 5-year estimates).

What is the sales tax in Island Park, NY?

The combined state and local sales tax rate in Island Park is 8.5%. The New York state income tax top rate is 10.9%.

Is Island Park, NY affordable?

Island Park is above average in cost of living, with an index of 168 — about 68% higher than the national average.

What is the weather like in Island Park?

Island Park has average high temperatures of 61.6°F and average lows of 47.0°F. Annual precipitation is 43.3". Average annual snowfall is 25.9". Data from NOAA 1991–2020 Climate Normals.

Island Park at a Glance

Population
4,958
Median Income
$104,657
Home Value
$529,000
Median Rent
$2,092/mo
Unemployment
7.5%
Avg High Temp
61.6°F
Sales Tax
8.5%
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