Cost of Living in Long Beach, NY

Population 34,741 · New York · Data vintage 2023

202
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Long Beach run well above the national baseline, with a median of $662,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $130,795 place the city among the better-paid New York metros.

Located 15 miles east of New York, Long Beach falls within that metro's commuting orbit. Median home values run roughly 12% lower than New York's $752,000.

Cost Overview

Housing 217
Rent 181

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Long Beach

The median home value in Long Beach is $661,500 — 117% above the national median of $305,000. Median rent runs $2,377/month, 81% higher than the national median of $1,314/month. The median household income of $130,795/year is 75% higher than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.6°F and lows of 47.0°F, with about 25.9" of annual snowfall. Overall, Long Beach has a cost of living index of 202 versus the US average of 100, meaning it is 102% more expensive.

🏠 Housing

Median Home Value
$661,500
117% above avg
Zillow Home Value
$794,787
Zillow ZHVI
Median Rent
$2,377/mo
81% above avg
Zillow Rent
$3,761/mo
Zillow ZORI
Price-to-Rent Ratio
23.2x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 63.4%
Renter-occupied 36.6%

💰 Estimated Monthly Budget

Rent median rent
$2,377
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,991/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
46.1 min
71% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.9%

Commute Mode

Drove alone
60.9%
Carpooled
3.0%
Public transit
15.7%
Walked
3.2%
Bicycle
0.7%
Work from home
14.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$130,795
75% above avg
Per Capita Income
$66,918
Unemployment Rate
3.3%
32% below avg
Poverty Rate
7.1%
Labor Force Participation
67.7%

🎓 Education

Bachelor's degree+ 27.9%
Graduate degree 23.8%

👥 Demographics

Median Age 45.8
Male median age 43.8
Female median age 47.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.6°F
Avg Low
47.0°F
Annual Precip
43.3"
Annual Snowfall
25.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404249596878848276655445
Low °F 262734435362696861504032
Precip" 3.232.763.943.553.663.853.864.113.583.723.073.96
Snow" 7.58.64.30.60.00.00.00.00.00.00.44.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
75.3%
Good air days/yr
197
Max AQI recorded
365
PM2.5 days
0
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

96%
4-Year Graduation Rate
10.1:1
Student-teacher ratio
6
Public schools
3,857
Total enrollment

Frequently Asked Questions

What is the cost of living in Long Beach, NY?

Long Beach has a cost index of 202 (100 = national average). It is 102% above the national average.

What is average rent in Long Beach, NY?

The median gross rent in Long Beach is $2,377 per month based on 2023 Census data.

What is the average home price in Long Beach?

The median home value in Long Beach is $661,500 according to Zillow and Census data.

What is the median income in Long Beach?

The median household income in Long Beach is $130,795 per year (2023 ACS 5-year estimates).

What is the sales tax in Long Beach, NY?

The combined state and local sales tax rate in Long Beach is 8.5%. The New York state income tax top rate is 10.9%.

Is Long Beach, NY affordable?

Long Beach is above average in cost of living, with an index of 202 — about 102% higher than the national average.

What is the weather like in Long Beach?

Long Beach has average high temperatures of 61.6°F and average lows of 47.0°F. Annual precipitation is 43.3". Average annual snowfall is 25.9". Data from NOAA 1991–2020 Climate Normals.

Long Beach at a Glance

Population
34,741
Median Income
$130,795
Home Value
$661,500
Median Rent
$2,377/mo
Unemployment
3.3%
Avg High Temp
61.6°F
Sales Tax
8.5%
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