Cost of Living in Bay Shore, NY

Population 31,275 · New York · Data vintage 2023

150

Cost Index
(100 = US avg)

Page updated: April 2026 · Data vintage: 2023 ACS 5-Year

Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Bay Shore cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $468,000, rents near $1,907 a month.

Bay Shore is about 30 miles southeast of Stamford, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 24% lower than Stamford's $614,000.

Cost Overview

Housing 153

Rent 145

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bay Shore

The median home value in Bay Shore is $467,800 — 53% above the national median of $305,000. Median rent runs $1,907/month, 45% higher than the national median of $1,314/month. The median household income of $101,695/year is 36% higher than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 45.9°F. Overall, Bay Shore has a cost of living index of 150 versus the US average of 100, meaning it is 50% more expensive.

🏠 Housing

Median Home Value

$467,800

53% above avg

Zillow Home Value

$636,891

Zillow ZHVI

Median Rent

$1,907/mo

45% above avg

Zillow Rent

$2,736/mo

Zillow ZORI

Price-to-Rent Ratio

20.4x

Favors renting

Property Tax Rate

1.7%

Effective rate

HUD Fair Market Rents by Bedroom

Studio

$965

1 BR

$1,051

2 BR

$1,302

3 BR

$1,619

4 BR

$1,813

Owner-occupied 62.5%

Renter-occupied 37.5%

💰 Estimated Monthly Budget

Rent median rent

$1,907

Groceries national estimate

$400

Utilities local estimate

$88

Transportation local gas prices

$126

Estimated Total $2,521/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚

Eggs (dozen)

$0.548

🍞

White Bread (lb)

$1.912

🥩

Ground Beef (lb)

$5.61

🚗 Transportation

Avg Commute

30.0 min

11% above avg

Gas Price

$3.145/gal

0% below avg

Work From Home

8.6%

Commute Mode

Drove alone

69.1%

Carpooled

11.1%

Public transit

6.3%

Walked

0.8%

Bicycle

0.1%

Work from home

8.6%

⚡ Utilities

Electricity

$0.176/kWh

0% below avg

📋 Taxes

State Income Tax 10.9%

Total Sales Tax 8.5%

State rate 4.0%

Avg local rate 4.5%

Property Tax 1.7%

💼 Income & Employment

Median Household Income

$101,695

36% above avg

Per Capita Income

$40,727

Unemployment Rate

4.1%

15% below avg

Poverty Rate

8.0%

Labor Force Participation

65.9%

🎓 Education

Bachelor's degree+ 15.6%

Graduate degree 14.2%

👥 Demographics

Median Age 36

Male median age 33.6

Female median age 37.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High

61.1°F

Avg Low

45.9°F

Annual Precip

38.3"

Month	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
High °F	39	41	48	58	68	77	83	82	75	64	53	44
Low °F	25	26	33	42	51	61	68	67	60	48	38	31
Precip"	2.69	2.03	3.46	3.61	3.18	3.45	3.05	3.25	3.66	3.37	2.93	3.60

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good

76.2%

Good air days/yr

195

Max AQI recorded

PM2.5 days

278

Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

89%

4-Year Graduation Rate

11.7:1

Student-teacher ratio

Public schools

6,049

Total enrollment

Frequently Asked Questions

What is the cost of living in Bay Shore, NY?

Bay Shore has a cost index of 150 (100 = national average). It is 50% above the national average.

What is average rent in Bay Shore, NY?

The median gross rent in Bay Shore is $1,907 per month based on 2023 Census data.

What is the average home price in Bay Shore?

The median home value in Bay Shore is $467,800 according to Zillow and Census data.

What is the median income in Bay Shore?

The median household income in Bay Shore is $101,695 per year (2023 ACS 5-year estimates).

What is the sales tax in Bay Shore, NY?

The combined state and local sales tax rate in Bay Shore is 8.5%. The New York state income tax top rate is 10.9%.

Is Bay Shore, NY affordable?

Bay Shore is above average in cost of living, with an index of 150 — about 50% higher than the national average.

What is the weather like in Bay Shore?

Bay Shore has average high temperatures of 61.1°F and average lows of 45.9°F. Annual precipitation is 38.3". Data from NOAA 1991–2020 Climate Normals.

Bay Shore at a Glance

Population: 31,275
Median Income: $101,695
Home Value: $467,800
Median Rent: $1,907/mo
Unemployment: 4.1%
Avg High Temp: 61.1°F
Sales Tax: 8.5%

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