Cost of Living in Central Islip, NY

Population 37,751 · New York · Data vintage 2023

144
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Central Islip cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $405,000, rents near $2,106 a month.

Located 25 miles southeast of Stamford, Central Islip falls within that metro's commuting orbit. Median home values run roughly 34% lower than Stamford's $614,000.

Cost Overview

Housing 133
Rent 160

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Central Islip

The median home value in Central Islip is $405,000 — 33% above the national median of $305,000. Median rent runs $2,106/month, 60% higher than the national median of $1,314/month. The median household income of $110,166/year is 48% higher than the US median of $74,580. The local unemployment rate is 5.6%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 45.2°F, with about 31.8" of annual snowfall. Overall, Central Islip has a cost of living index of 144 versus the US average of 100, meaning it is 44% more expensive.

🏠 Housing

Median Home Value
$405,000
33% above avg
Zillow Home Value
$561,605
Zillow ZHVI
Median Rent
$2,106/mo
60% above avg
Zillow Rent
$2,754/mo
Zillow ZORI
Price-to-Rent Ratio
16.0x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 77.1%
Renter-occupied 22.9%

💰 Estimated Monthly Budget

Rent median rent
$2,106
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,720/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.4 min
13% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.6%

Commute Mode

Drove alone
75.2%
Carpooled
12.9%
Public transit
3.1%
Walked
0.4%
Bicycle
0.9%
Work from home
6.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$110,166
48% above avg
Per Capita Income
$33,129
Unemployment Rate
5.6%
16% above avg
Poverty Rate
9.3%
Labor Force Participation
66.2%

🎓 Education

Bachelor's degree+ 11.1%
Graduate degree 7.2%

👥 Demographics

Median Age 33.9
Male median age 33.3
Female median age 35.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
45.2°F
Annual Precip
46"
Annual Snowfall
31.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394148586877838175645444
Low °F 252632415161676659473830
Precip" 3.663.294.514.063.284.003.264.243.603.973.414.71
Snow" 10.39.46.50.60.00.00.00.00.00.00.54.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
76.2%
Good air days/yr
195
Max AQI recorded
86
PM2.5 days
278
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

83%
4-Year Graduation Rate
15.1:1
Student-teacher ratio
8
Public schools
7,904
Total enrollment

Frequently Asked Questions

What is the cost of living in Central Islip, NY?

Central Islip has a cost index of 144 (100 = national average). It is 44% above the national average.

What is average rent in Central Islip, NY?

The median gross rent in Central Islip is $2,106 per month based on 2023 Census data.

What is the average home price in Central Islip?

The median home value in Central Islip is $405,000 according to Zillow and Census data.

What is the median income in Central Islip?

The median household income in Central Islip is $110,166 per year (2023 ACS 5-year estimates).

What is the sales tax in Central Islip, NY?

The combined state and local sales tax rate in Central Islip is 8.5%. The New York state income tax top rate is 10.9%.

Is Central Islip, NY affordable?

Central Islip is above average in cost of living, with an index of 144 — about 44% higher than the national average.

What is the weather like in Central Islip?

Central Islip has average high temperatures of 61.1°F and average lows of 45.2°F. Annual precipitation is 46". Average annual snowfall is 31.8". Data from NOAA 1991–2020 Climate Normals.

Central Islip at a Glance

Population
37,751
Median Income
$110,166
Home Value
$405,000
Median Rent
$2,106/mo
Unemployment
5.6%
Avg High Temp
61.1°F
Sales Tax
8.5%
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