Cost of Living in Islandia, NY

Population 3,581 · New York · Data vintage 2023

143
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Islandia sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Islandia is about 25 miles south of Bridgeport, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 79% higher than Bridgeport's $252,000.

Cost Overview

Housing 148
Rent 136

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Islandia

The median home value in Islandia is $451,700 — 48% above the national median of $305,000. Median rent runs $1,781/month, 36% higher than the national median of $1,314/month. The median household income of $112,435/year is 51% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 45.2°F, with about 31.8" of annual snowfall. Overall, Islandia has a cost of living index of 143 versus the US average of 100, meaning it is 43% more expensive.

🏠 Housing

Median Home Value
$451,700
48% above avg
Zillow Home Value
$396,289
Zillow ZHVI
Median Rent
$1,781/mo
36% above avg
Price-to-Rent Ratio
21.1x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 96.3%
Renter-occupied 3.7%

💰 Estimated Monthly Budget

Rent median rent
$1,781
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,395/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.5 min
13% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.3%

Commute Mode

Drove alone
83.7%
Carpooled
5.5%
Public transit
1.3%
Walked
0.5%
Work from home
6.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$112,435
51% above avg
Per Capita Income
$47,072
Unemployment Rate
3.6%
24% below avg
Poverty Rate
3.4%
Labor Force Participation
65.9%

🎓 Education

Bachelor's degree+ 17.9%
Graduate degree 12.9%

👥 Demographics

Median Age 39.1
Male median age 38.5
Female median age 44.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
45.2°F
Annual Precip
46"
Annual Snowfall
31.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394148586877838175645444
Low °F 252632415161676659473830
Precip" 3.663.294.514.063.284.003.264.243.603.973.414.71
Snow" 10.39.46.50.60.00.00.00.00.00.00.54.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
76.2%
Good air days/yr
195
Max AQI recorded
86
PM2.5 days
278
Ozone days

Frequently Asked Questions

What is the cost of living in Islandia, NY?

Islandia has a cost index of 143 (100 = national average). It is 43% above the national average.

What is average rent in Islandia, NY?

The median gross rent in Islandia is $1,781 per month based on 2023 Census data.

What is the average home price in Islandia?

The median home value in Islandia is $451,700 according to Zillow and Census data.

What is the median income in Islandia?

The median household income in Islandia is $112,435 per year (2023 ACS 5-year estimates).

What is the sales tax in Islandia, NY?

The combined state and local sales tax rate in Islandia is 8.5%. The New York state income tax top rate is 10.9%.

Is Islandia, NY affordable?

Islandia is above average in cost of living, with an index of 143 — about 43% higher than the national average.

What is the weather like in Islandia?

Islandia has average high temperatures of 61.1°F and average lows of 45.2°F. Annual precipitation is 46". Average annual snowfall is 31.8". Data from NOAA 1991–2020 Climate Normals.

Islandia at a Glance

Population
3,581
Median Income
$112,435
Home Value
$451,700
Median Rent
$1,781/mo
Unemployment
3.6%
Avg High Temp
61.1°F
Sales Tax
8.5%
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