Cost of Living in Chestnut Ridge, NY
Population 10,464 · New York · Data vintage 2023
(100 = US avg)
Home prices in Chestnut Ridge run well above the national baseline, with a median of $668,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $113,750 place the city among the better-paid New York metros.
Located 13 miles northeast of Paterson, Chestnut Ridge falls within that metro's commuting orbit. Median home values run roughly 99% higher than Paterson's $335,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Chestnut Ridge
The median home value in Chestnut Ridge is $668,000 — 119% above the national median of $305,000. The median household income of $113,750/year is 53% higher than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 64.0°F and lows of 46.7°F. Overall, Chestnut Ridge has a cost of living index of 219 versus the US average of 100, meaning it is 119% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 43 | 51 | 63 | 73 | 82 | 87 | 85 | 78 | 67 | 56 | 45 |
| Low °F | 26 | 27 | 34 | 44 | 53 | 63 | 69 | 67 | 60 | 48 | 38 | 31 |
| Precip" | 3.28 | 2.82 | 4.09 | 3.97 | 3.94 | 4.25 | 4.45 | 4.25 | 4.11 | 3.73 | 3.30 | 4.10 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Chestnut Ridge, NY?
Chestnut Ridge has a cost index of 219 (100 = national average). It is 119% above the national average.
What is the average home price in Chestnut Ridge?
The median home value in Chestnut Ridge is $668,000 according to 2023 Census ACS data.
What is the median income in Chestnut Ridge?
The median household income in Chestnut Ridge is $113,750 per year (2023 ACS 5-year estimates).
What is the sales tax in Chestnut Ridge, NY?
The combined state and local sales tax rate in Chestnut Ridge is 8.5%. The New York state income tax top rate is 10.9%.
Is Chestnut Ridge, NY affordable?
Chestnut Ridge is above average in cost of living, with an index of 219 — about 119% higher than the national average.
What is the weather like in Chestnut Ridge?
Chestnut Ridge has average high temperatures of 64.0°F and average lows of 46.7°F. Annual precipitation is 46.3". Data from NOAA 1991–2020 Climate Normals.
Chestnut Ridge at a Glance
- Population
- 10,464
- Median Income
- $113,750
- Home Value
- $668,000
- Unemployment
- 3.3%
- Avg High Temp
- 64.0°F
- Sales Tax
- 8.5%
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