Cost of Living in Pearl River, NY
Population 16,282 · New York · Data vintage 2023
(100 = US avg)
Home prices in Pearl River run well above the national baseline, with a median of $568,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $146,574 place the city among the better-paid New York metros. The labor market has been unusually tight, with unemployment around 2.8% — below most comparable cities in the state.
Pearl River sits roughly 11 miles northwest of Yonkers — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 19% higher than Yonkers' $478,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Pearl River
The median home value in Pearl River is $567,800 — 86% above the national median of $305,000. Median rent runs $2,058/month, 57% higher than the national median of $1,314/month. The median household income of $146,574/year is 97% higher than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 64.0°F and lows of 46.7°F. Overall, Pearl River has a cost of living index of 174 versus the US average of 100, meaning it is 74% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 43 | 51 | 63 | 73 | 82 | 87 | 85 | 78 | 67 | 56 | 45 |
| Low °F | 26 | 27 | 34 | 44 | 53 | 63 | 69 | 67 | 60 | 48 | 38 | 31 |
| Precip" | 3.28 | 2.82 | 4.09 | 3.97 | 3.94 | 4.25 | 4.45 | 4.25 | 4.11 | 3.73 | 3.30 | 4.10 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Pearl River, NY?
Pearl River has a cost index of 174 (100 = national average). It is 74% above the national average.
What is average rent in Pearl River, NY?
The median gross rent in Pearl River is $2,058 per month based on 2023 Census data.
What is the average home price in Pearl River?
The median home value in Pearl River is $567,800 according to Zillow and Census data.
What is the median income in Pearl River?
The median household income in Pearl River is $146,574 per year (2023 ACS 5-year estimates).
What is the sales tax in Pearl River, NY?
The combined state and local sales tax rate in Pearl River is 8.5%. The New York state income tax top rate is 10.9%.
Is Pearl River, NY affordable?
Pearl River is above average in cost of living, with an index of 174 — about 74% higher than the national average.
What is the weather like in Pearl River?
Pearl River has average high temperatures of 64.0°F and average lows of 46.7°F. Annual precipitation is 46.3". Data from NOAA 1991–2020 Climate Normals.
Pearl River at a Glance
- Population
- 16,282
- Median Income
- $146,574
- Home Value
- $567,800
- Median Rent
- $2,058/mo
- Unemployment
- 2.8%
- Avg High Temp
- 64.0°F
- Sales Tax
- 8.5%
Nearby Cities
Explore county-level cost of living data
New York Rankings
Similar Cost Cities
Cities in other states with comparable housing costs