Cost of Living in Greenwood Lake, NY

Population 3,022 · New York · Data vintage 2023

109
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Greenwood Lake sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Located 20 miles north of Paterson, Greenwood Lake falls within that metro's commuting orbit. Median home values run roughly 8% lower than Paterson's $335,000.

Cost Overview

Housing 102
Rent 121

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Greenwood Lake

The median home value in Greenwood Lake is $309,600 — 2% above the national median of $305,000. Median rent runs $1,584/month, 21% higher than the national median of $1,314/month. The median household income of $80,240/year is 8% higher than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.9°F and lows of 39.2°F. Overall, Greenwood Lake has a cost of living index of 109 versus the US average of 100, meaning it is 9% more expensive.

🏠 Housing

Median Home Value
$309,600
2% above avg
Zillow Home Value
$214,025
Zillow ZHVI
Median Rent
$1,584/mo
21% above avg
Price-to-Rent Ratio
16.3x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 78.2%
Renter-occupied 21.9%

💰 Estimated Monthly Budget

Rent median rent
$1,584
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,198/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
40.4 min
50% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
26.3%

Commute Mode

Drove alone
57.0%
Carpooled
8.5%
Public transit
2.8%
Walked
4.6%
Bicycle
0.9%
Work from home
26.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$80,240
8% above avg
Per Capita Income
$39,863
Unemployment Rate
5.9%
23% above avg
Poverty Rate
8.7%
Labor Force Participation
57.5%

🎓 Education

Bachelor's degree+ 19.9%
Graduate degree 13.3%

👥 Demographics

Median Age 42.2
Male median age 46.6
Female median age 33.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.9°F
Avg Low
39.2°F
Annual Precip
41"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 363948617180848275645141
Low °F 182027374756616051403124
Precip" 2.632.163.203.433.733.684.063.933.834.232.973.10

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 34 — Good
75.6%
Good air days/yr
185
Max AQI recorded
357
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Greenwood Lake, NY?

Greenwood Lake has a cost index of 109 (100 = national average). It is 9% above the national average.

What is average rent in Greenwood Lake, NY?

The median gross rent in Greenwood Lake is $1,584 per month based on 2023 Census data.

What is the average home price in Greenwood Lake?

The median home value in Greenwood Lake is $309,600 according to Zillow and Census data.

What is the median income in Greenwood Lake?

The median household income in Greenwood Lake is $80,240 per year (2023 ACS 5-year estimates).

What is the sales tax in Greenwood Lake, NY?

The combined state and local sales tax rate in Greenwood Lake is 8.5%. The New York state income tax top rate is 10.9%.

Is Greenwood Lake, NY affordable?

Greenwood Lake is near the national average in terms of cost of living, with an index of 109 (100 = US average).

What is the weather like in Greenwood Lake?

Greenwood Lake has average high temperatures of 60.9°F and average lows of 39.2°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Greenwood Lake at a Glance

Population
3,022
Median Income
$80,240
Home Value
$309,600
Median Rent
$1,584/mo
Unemployment
5.9%
Avg High Temp
60.9°F
Sales Tax
8.5%
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🗺️ County data for New York

Explore county-level cost of living data

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