Cost of Living in Suffern, NY

Population 11,395 · New York · Data vintage 2023

132
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Suffern sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Suffern sits roughly 14 miles north of Paterson. Housing prices track closely with Paterson's $335,000 median.

Cost Overview

Housing 115
Rent 157

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Suffern

The median home value in Suffern is $350,200 — 15% above the national median of $305,000. Median rent runs $2,068/month, 57% higher than the national median of $1,314/month. The median household income of $100,737/year is 35% higher than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 62.4°F and lows of 43.8°F. Overall, Suffern has a cost of living index of 132 versus the US average of 100, meaning it is 32% more expensive.

🏠 Housing

Median Home Value
$350,200
15% above avg
Zillow Home Value
$566,229
Zillow ZHVI
Median Rent
$2,068/mo
57% above avg
Price-to-Rent Ratio
14.1x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 70.4%
Renter-occupied 29.6%

💰 Estimated Monthly Budget

Rent median rent
$2,068
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,682/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.1 min
23% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.1%

Commute Mode

Drove alone
79.0%
Carpooled
5.3%
Public transit
2.4%
Walked
0.7%
Bicycle
0.2%
Work from home
11.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$100,737
35% above avg
Per Capita Income
$49,514
Unemployment Rate
5.3%
11% above avg
Poverty Rate
4.4%
Labor Force Participation
66.7%

🎓 Education

Bachelor's degree+ 23.7%
Graduate degree 20.1%

👥 Demographics

Median Age 41.1
Male median age 37.7
Female median age 44.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
62.4°F
Avg Low
43.8°F
Annual Precip
44.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384149627281858476655343
Low °F 232431415160666457453528
Precip" 3.042.554.073.713.394.274.334.493.723.973.304.04

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
79.3%
Good air days/yr
197
Max AQI recorded
141
PM2.5 days
222
Ozone days

Frequently Asked Questions

What is the cost of living in Suffern, NY?

Suffern has a cost index of 132 (100 = national average). It is 32% above the national average.

What is average rent in Suffern, NY?

The median gross rent in Suffern is $2,068 per month based on 2023 Census data.

What is the average home price in Suffern?

The median home value in Suffern is $350,200 according to Zillow and Census data.

What is the median income in Suffern?

The median household income in Suffern is $100,737 per year (2023 ACS 5-year estimates).

What is the sales tax in Suffern, NY?

The combined state and local sales tax rate in Suffern is 8.5%. The New York state income tax top rate is 10.9%.

Is Suffern, NY affordable?

Suffern is above average in cost of living, with an index of 132 — about 32% higher than the national average.

What is the weather like in Suffern?

Suffern has average high temperatures of 62.4°F and average lows of 43.8°F. Annual precipitation is 44.9". Data from NOAA 1991–2020 Climate Normals.

Suffern at a Glance

Population
11,395
Median Income
$100,737
Home Value
$350,200
Median Rent
$2,068/mo
Unemployment
5.3%
Avg High Temp
62.4°F
Sales Tax
8.5%
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🗺️ County data for New York

Explore county-level cost of living data

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